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PayPal: PayPal Credit reviews

4.90
Based on 105,320 reviews, last reviewed 12th May 2026
2513800% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Helping to protect data online. Helping to protect data online. Especially when shopping online your financial information can not be compromised. Reviewed on: 12th May 2026
Kingsley 's avatar
Kingsley

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105320)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Thank you

5
Easy, supportive, clear, give more easy way to control money and also there when is needed, easy Credit without expensive interest Reviewed on: 5th May 2026

Trust worthy and if you need a refund these guys rea...

5
Trust worthy and if you need a refund these guys really help . Confidence when shopping Reviewed on: 5th May 2026

reliable and trusted

5
PayPal is always very reliable and a trusted way to pay for goods or transfer money to friends Reviewed on: 5th May 2026

Customer service and satisfaction

5
Customer service and satisfaction Reviewed on: 5th May 2026

Absolutly love the paypal credit optionI Use it freq...

5
Absolutly love the paypal credit optionI Use it frequentlyMUch better than my bank Reviewed on: 5th May 2026

Use Paypal credit all of the time its really useful...

5
Use Paypal credit all of the time its really useful Reviewed on: 5th May 2026

I like the ease of paying with Paypal and how they o...

5
I like the ease of paying with Paypal and how they offer 4 months credit at 0% APR Reviewed on: 5th May 2026

great service

5
I’ve used paypal credit for years, it is user friendly and easy to make repayments. I have never experienced any problems with paypal credit but it has been easy to contact paypal at any turn. I particularly enjoy the new ways to pay for items, especially the pay in 3 feature. Reviewed on: 5th May 2026

Excellent service

5
Paypal is always there for me when I need it Reviewed on: 5th May 2026

Recommend

5
I have used PayPal credit a couple of times and it is easy to make repayments and straightforward to understand Reviewed on: 5th May 2026

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