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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106645 reviews)

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4.90

Based on 106,645 reviews, last reviewed 14th May 2026

2574550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, handy to know it is there. Easy to use, handy to know it is there. Improves credit score. Good to have. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106645)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use, straightforward! Would recommend

Very easy to use, straightforward and helpful for financing Reviewed on: 6th May 2026

PayPal preferred method of payment.

PayPal preferred method of payment. Different plans available depending on spend and I use it a lot. Gives me the freedom to pay on a longer timeframe but like all credit make sure you pay it in time. Reviewed on: 6th May 2026

Credit newbie and very pleased

This is a first for me I don’t generally use credit but my experience has been a good one the procedure was fairly simple and I’m happy with the schedule Reviewed on: 6th May 2026

Paypal credit is very convenient

Paypal credit is very convenient for me to use on my phone when I am out, it feels safe and some good offers to be able to spread payments over 100 pounds. Reviewed on: 6th May 2026

PayPal credit was so great in the time I used it.

PayPal credit was so great in the time I used it. Easy payments, small monthly payments and I relied on it a lot at the time. Any problems I had with repaying etc I could easily speak with them. Reviewed on: 6th May 2026

No hassle

Quick, easy and clear information about payment. Reviewed on: 6th May 2026

Easy and convenient

It's easy to select at the checkout, they always tell you when they have an offer so you genuinely save money. Reviewed on: 6th May 2026

Helped me with a scam good app easy to use been help...

Helped me with a scam good app easy to use been helpful service Reviewed on: 6th May 2026

Convenient and reliable payments

I've been using PayPal for several years now and I find the pay in 3 option particularly useful for spreading the cost of purchases. I like the convenience and the fact that it always works first time unlike GPay which often errors out in the middle of a transaction (particularly annoying when trying to buy train tickets in a rush!). I have recommended PayPal to all my friends and family. Reviewed on: 6th May 2026

Very easy to use with multiple options for purchases...

Very easy to use with multiple options for purchases, the app is very useful and user friendly. Customer services are very helpful at explaining processes and resolving any issues you may have. I would highly recommend Reviewed on: 6th May 2026

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