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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107338 reviews)

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4.90

Based on 107,338 reviews, last reviewed 15th May 2026

2606050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible, Reliable, and just Perfect I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how s... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107338)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It is a good system.

It is a good system. Easy to use and no issues so far Reviewed on: 6th May 2026

Good experience with PayPal, really enjoyed how easy...

Good experience with PayPal, really enjoyed how easy it is Reviewed on: 6th May 2026

Excellent money management

I am using paypal last 15 years i have never bad experience with account always good support and easy access to everything very good service and excellent money management Reviewed on: 6th May 2026

Using PayPal Credit has been a really convenient and...

Using PayPal Credit has been a really convenient and flexible way to manage my spending. One of the biggest advantages is the ability to spread the cost of purchases over time, especially with promotional offers like interest-free periods on larger transactions. It’s helped me budget more effectively without needing to pay everything upfront. I also like how seamlessly it integrates with PayPal—there’s no extra hassle at checkout, and everything is easy to track within my account. The transparency around payments, due dates, and balances makes it simple to stay on top of things. Overall, PayPal Credit has been a reliable and user-friendly option for managing purchases, and I’d definitely recommend it to anyone looking for a bit more financial flexibility. Reviewed on: 6th May 2026

Easy to use.

Easy to use. I use it all the time to make purchases and transfer money. Reviewed on: 6th May 2026

5* service

I've been a paypal user for 10+ years, I've never been disappointed. Very safe and convenient, the credit option has made it possible to make big purchases easier cause the cost is split or there's a pay later option. Reviewed on: 6th May 2026

Easy ,safe, great , simple to use .

Easy ,safe, great , simple to use . Reviewed on: 6th May 2026

Excellent customer service.

Excellent customer service. Easy to use Reviewed on: 6th May 2026

Paypal is very reliable, customer service/support ar...

Paypal is very reliable, customer service/support are swift to answering queries, the financial percentages to credit are great. Reviewed on: 6th May 2026

More work is required to make this a go to Bank

The interface is confusing and there is a lag between adding and removing funds and often you can add the same sum twice Often as in my case I have had the funds sitting for 5 days despite coming directly from my account.A good bank ie Starling the funds move instantly Pay pal there is an old style cheque is in the post syndrome making day to day transactions unreliable its almost as if Pay pal are sitting on the money for their own interest and charging the customer Reviewed on: 6th May 2026

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