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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107879 reviews)

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4.90

Based on 107,879 reviews, last reviewed 15th May 2026

2630800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good payment plans It would be better if you were able to make individual payments towards promotional PayPal credit plans but there are a lot of good promotional offers... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107879)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, Simple, Safe

Easy, Simple, Safe. Paypal provides me with 0% interest for a period of time, flexible with payments (whether I choose minimum or pay off some more for the month) and provide an extra layer of security by not sharing my bank details with others. Since I also use paypal app it convenient to see what my outgoings are and now I can also use the credit card on my phone on the go. Reviewed on: 6th May 2026

Excellent Service

Every time I’ve had call for any issue they have been able to resolve and fair outcome. Reviewed on: 6th May 2026

PayPal is always the most reliable way of paying

PayPal is always the most reliable way of paying Reviewed on: 6th May 2026

I've been customer for a while now a... Team PayPal.

I've been a PayPal credit customer for a while now and I have never had any issues with PayPal at anytime there always Spot on I'd recommend them to anyone no matter what you need there there for you Reviewed on: 6th May 2026

Really easy to use.

Really easy to use and convenient. This is my preferred payment method and use it wherever I can. Reviewed on: 6th May 2026

Can’t fault the app or platform.

Can’t fault the app or platform. Customer service were more than helpful whenever I’ve had any queries. Reviewed on: 6th May 2026

Easy for any transactions.

Easy for any transactions. I use paypal for travel. The app is good. Reviewed on: 6th May 2026

Issues with personal data and refunds

Difficulty claiming refunds, I let it lie eventually as I wasn't able to update my address Reviewed on: 6th May 2026

Fast & Convenient

I have been using Pay Pal for several years both for purchases and money transfers. It's quick and convenient, there when I need it. Reviewed on: 6th May 2026

Easy to use and keep track of spending

Easy to use and keep track of spending Reviewed on: 6th May 2026

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