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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107946 reviews)

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4.90

Based on 107,946 reviews, last reviewed 15th May 2026

2633950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always a great experience with Paypal Always a great experience. So convenient to be able to spread payments out. Always excellent customer service with issues resolved quickly if I have e... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107946)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The gold standard!

I've used PayPal for eBay and other purchases for many years. In all that time I've never had a problem. I've used them for all manner of payments and the service never misses a beat. Utterly reliable! Reviewed on: 6th May 2026

Great App & Service

Paypal are easy to deal with and the App helps with most enquiries. Reviewed on: 6th May 2026

Convenient

I have used PayPal Credit for online purchases. Overall, the service is convenient — quick setup, a clear interface, and the ability to spread payments. It helps when you need to buy something immediately and pay later. Reviewed on: 6th May 2026

The best

Always fast reaction on any problems, transactions always fast Reviewed on: 6th May 2026

Convenient service for purchases

Convenient service for purchases Reviewed on: 6th May 2026

Easy to set up and with instant approval it’s quick...

Easy to set up and with instant approval it’s quick and convenient for busy working people. Reviewed on: 6th May 2026

A game changer.

I’ve been using PayPal for years and then they started PayPal credit, since I’ve retired it’s been a game changer for me, when I want to buy expensive items I use the PayPal credit every time, simple and easy to use. Reviewed on: 6th May 2026

I’ve used PayPal for years, for purchases on credit...

I’ve used PayPal for years, for purchases on credit and to send and receive money. Never had an issue with them and so easy to use. Reviewed on: 6th May 2026

Perfect for credit

Completely suitable for my needs Reviewed on: 6th May 2026

PayPal my rainy day back up

PayPal my rainy day back up. If I need something and I don't have the cash in hand it's great to have as a back up. Really easy to use and pay back. Reviewed on: 6th May 2026

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