Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176348)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Quick and simple to use.

Quick and simple to use. Good interest rates Reviewed on: 7th July 2026

It’s a great functional app that helps with financia...

It’s a great functional app that helps with financial purchases Reviewed on: 7th July 2026

Great service and easy to keep track of money

Great service and easy to keep track of money Reviewed on: 7th July 2026

I like that you can use the credit on most...

I like that you can use the credit on most online shops Reviewed on: 7th July 2026

Easypeazzee

So easy so convenient and gives me confidence when purchasing products Reviewed on: 7th July 2026

Easy to and manage, online and via App

Easy to and manage, online and via App Reviewed on: 7th July 2026

Loving the interest free options.

Loving the interest free options.... great for those more expensive treats... excellent payment plans Reviewed on: 7th July 2026

I use PayPal every day with my credit and debit card...

I use PayPal every day with my credit and debit card, it's convenient and I collect points. I don't get anything from Barclays, even though I'm a long-time customer. PayPal gives good terms for three months and other services. Reviewed on: 7th July 2026

I always use PayPal if possible.

I always use PayPal if possible. I can rely on them to have my back. I am always informed of any payments due and any fees. Reviewed on: 7th July 2026

Great experience

Never had an issue and if ever one occurred it is always resolved quickly Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97881 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub