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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177065)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really good

Really good when need help with pricey goods Reviewed on: 7th July 2026

Never pushy, give good notice about upcoming payment...

Never pushy, give good notice about upcoming payments and give you chance to catch up on payment if you get behind, without that typical loan shark behaviour. easy to apply and use credit. Good benefits too. Reviewed on: 7th July 2026

It is safe to buy using paypal.

It is safe to buy using paypal. You are protected. It is fast Reviewed on: 7th July 2026

PayPal Credit has made managing larger purchases so...

PayPal Credit has made managing larger purchases so much easier. It’s simple to use, payments are easy to track, and the flexibility to spread costs has been really helpful. A reliable and convenient service that I would happily recommend. Reviewed on: 7th July 2026

Excellent from start to present

From signing up to using the their service has been nothing short of fantastic. I love that I have the ability to see my transactions on an app I am very familiar with all in one place and nothing is hidden or hard to access. Also they are accepted almost everywhere I shop. Reviewed on: 7th July 2026

Does what it says on the tin - no problems here.

Does what it says on the tin - no problems here. Reviewed on: 7th July 2026

Safe payment

I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which has been most helpful. Reviewed on: 7th July 2026

Excellent customer service

When I was going to get my apple phone, I was having issues selecting PayPal credit as my payment option, then I called the customer service, it was a very friendly experience, the way he was calm and polite in looking into my account and helping me resolve the problem. Apparently my account was a business acc which was the reason I was unable to access PayPal credit for payment. I got quality support and my phone was delivered the next day… Reviewed on: 7th July 2026

It is easy to keep a track off your transactions

It is easy to keep a track off your transactions on line. Tells you who you paid, how much it was and your current balance. When you get your statement it tells you your minimum payment you have to pay. You can pay the minimum or however much you decide to pay above the minimum Reviewed on: 7th July 2026

A really useful tool to make money go further.

A really useful tool to make money go further. I often use it to split payments over a few months as it makes things more affordable. Reviewed on: 7th July 2026

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