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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107862 reviews)

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4.90

Based on 107,862 reviews, last reviewed 15th May 2026

2630200% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Straightforward transaction. Straightforward transaction. Big help! Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107862)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to access and manage

Easy to access interest free finance and very easy to manage. Never pay interest again. Great credit limits too Reviewed on: 6th May 2026

Best credit I've had

It is so easy to apply and has helped with so much during a hard time with it being accepted most places. Reviewed on: 6th May 2026

AMAZING APP

Im using sine 2022 Service and Application is fabulous… Reviewed on: 6th May 2026

Very helpful and easy to use with many online sites

Very helpful and easy to use with many online sites Reviewed on: 6th May 2026

I have never had a problem with Paypal credit, I lik...

I have never had a problem with Paypal credit, I like that they send updates and clear statements so you can view your spend and not get too carried away. The app is also very user friendly which I love. I feel safe using paypal as its very reputable. Reviewed on: 6th May 2026

Easy to use and understand benefits and features.

Easy to use and understand benefits and features. Excellent customer service & quick response, attractive offers and benefits for being a PayPal user Reviewed on: 6th May 2026

Its so easy to make purchases and send money.

It’s so easy to make purchases and send money. The 3 month interest free repayment option is really helpful. It helps with spending everyday but it also enables to pay off the debt in 3 months so it is cleared off quickly. Reviewed on: 6th May 2026

It has been a very lovely experience.

It has been a very lovely experience. Gives the opportunity to pay for things without initial payment. Reviewed on: 6th May 2026

I love PayPal!

I love PayPal! So easy to use and excellent service!! Reviewed on: 6th May 2026

I find it easy to use and u get 4 months interest fr...

I find it easy to use and u get 4 months interest free credit which is good and it’s all done via the app stress free no fees Reviewed on: 6th May 2026

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