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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177145 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177145)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal has being a staple in my finance, made buying...

Paypal has being a staple in my finance, made buying and selling easier for me over the years Reviewed on: 7th July 2026

PayPal excellent - easy to use money in money out -...

PayPal excellent - easy to use money in money out - good friends or purchases Reviewed on: 7th July 2026

PayPal credit is so easy

PayPal credit is so easy to use , just why not Reviewed on: 7th July 2026

Secure access and protection

Secure access, protection to personal banking details, good repayment options. Efficient handling of disputes and false charges. Reviewed on: 7th July 2026

User friendly

Easy to set up and manage. Clear and easy to use website. Reviewed on: 7th July 2026

Very good.

Very good. I enjoy using them. I highly recommend! Reviewed on: 7th July 2026

Paypal makes shopping extremely easy for me to shop

Paypal makes shopping extremely easy for me to shop Reviewed on: 7th July 2026

I’ve been with PayPal for years.

I’ve been with PayPal for years. I love the fact I can buy something expensive and pay in 3 instalments. It makes things much easier. Reviewed on: 7th July 2026

It is one of the best credit cards available, especi...

It is one of the best credit cards available, especially given the interest-free installment plan. Reviewed on: 7th July 2026

Easy to use!

Always been very straight forward and easy to make larger repayments and good communication about payments needing to be made and offers expiring. Reviewed on: 7th July 2026

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