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PayPal: PayPal Credit reviews

4.90
Based on 107,942 reviews, last reviewed 15th May 2026
2633750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use ! Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107942)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

its ok but confusing

3
its ok but confusing to understand which pot i can use Reviewed on: 6th May 2026

Simple and easy to use, safe worry free payments.

5
Simple and easy to use, safe worry free payments. PayPal credit is also very handy Reviewed on: 6th May 2026

Good easy to use service, use it very often for onli...

4
Good easy to use service, use it very often for online payments Reviewed on: 6th May 2026

My experience was amazing and I am really happy with...

5
My experience was amazing and I am really happy with it. Reviewed on: 6th May 2026

A reliable purchase method.

5
PayPal has been a good way for me to purchase online where I feel safe and secure in the knowledge that I am being protected by them. Not only do I feel that my card details are hidden but also that if something goes wrong with my purchase they will cover the cost. Reviewed on: 6th May 2026

Excellent safe way to pay online .

5
Excellent safe way to pay online with the added bonus of interest free instalments or buy now pay later Reviewed on: 6th May 2026

My money feels safe using PayPal

5
My money feels safe using PayPal Reviewed on: 6th May 2026

Outstanding Customer service.

5
Outstanding Customer service. Even if you think something can not be done, they will do it . Reviewed on: 6th May 2026

Whenever I call paypal they help me out with everyth...

5
Whenever I call paypal they help me out with everything straight away. Reviewed on: 6th May 2026

Top credit facility

5
Helpful customer support staff , easy to use platform , broad service options , value for money , good comms Reviewed on: 6th May 2026