Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177558 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177574)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They are there when you need them

They are there when orders are not delivered and they are quick to investigate and return monies. Reviewed on: 8th July 2026

Great user experience.

Great user experience, convenient, quick transactions; safe and secured feeling and confident things will be our right in the event of transaction failures etc. Reviewed on: 8th July 2026

I have had problems with purchasing items and contac...

I have had problems with purchasing items and contacted PayPal and the have sorted things out A1+++ Reviewed on: 8th July 2026

Finally - A Helping Hand

It’s given me the chance to buy the larger items for my house - without PayPal Credit I would have had to save for months to be able to afford things. Now I just use what I would of saved up each month to pay for my PayPal Credit purchase Reviewed on: 8th July 2026

A quick and easy pain free experience.

A quick and easy pain free experience. Simple to understand how much money is available to spend and when repayments are due, reminders are great and there's no spending above your limit. Various payment terms available to suit the purchase. Reviewed on: 8th July 2026

Easy to use and repay, never had any delays or issues.

Easy to use and repay, never had any delays or issues. Reviewed on: 8th July 2026

The few times I've had a problem with something I've...

The few times I've had a problem with something I've ordered or with a seller,, and I've contacted PayPal they have been there for me and always without fail sort3d out the problem. When buying off the Internet it reassuring to know that using PayPal for all orders, that you can buy with confidence Reviewed on: 8th July 2026

A great option when you need it!

This has opened up a world of opportunities for me to purchase items that otherwise might be financially stressful through PayPal credit I know that bigger ticket items can be made more achievable in smaller payments and knowing that the credit is there for me when I need it has been a life saver Reviewed on: 8th July 2026

Great service, rude caller

Everything has been great except when PayPal called me regarding an issue in my account and when I asked how I knew it was a genuine call, the advisor was rude and put the phone down on me Reviewed on: 8th July 2026

Very good experience with PayPal

Very good experience with PayPal Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3847 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98679 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub