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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Easy to use makes things more affordable when spread...

Easy to use makes things more affordable when spreading the cost interest freely Reviewed on: 1st June 2025

Efficient and safe way to pay for things

Efficient and safe way to pay for things Reviewed on: 1st June 2025

Trusted payment method for all purchases.

Trusted payment method for all purchases. Excellent peace of mind and great payment plan options. Reviewed on: 1st June 2025

Quick and Easy to applay,used few times

Quick and Easy to applay,used few times Reviewed on: 1st June 2025

PayPal are trustworthy and helpful with great offers...

PayPal are trustworthy and helpful with great offers and easy to follow app Reviewed on: 1st June 2025

0 hassle use and straight forward use to pay any ite...

0 hassle use and straight forward use to pay any item Good customer service Reviewed on: 1st June 2025

Always very accessible, never let me down.

Always very accessible, never let me down. Reviewed on: 1st June 2025

Excellent service, very efficient and swift iv never...

Excellent service, very efficient and swift iv never had any issues and the site is very easy to navigate Reviewed on: 1st June 2025

Very supportive flexible and progressive

Very supportive flexible and progressive Reviewed on: 1st June 2025

Easy to use and good follow up when credit payment i...

Easy to use and good follow up when credit payment is due Reviewed on: 1st June 2025

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