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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49390 reviews)

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4.91

Based on 49,390 reviews, last reviewed 30th May 2025

1712500% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Statrting my journey in photography could not have b... Statrting my journey in photography could not have began without Paypal Credit as I needed to get some equipment which as anyone will know could be ve... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49390)

Review of the PayPal, PayPal Credit:

Very easy to use and deal with.

Very easy to use and deal with. Friendly staff and easy to get a hold of. Reviewed on: 7th June 2024

Statrting my journey in photography could not have b...

Statrting my journey in photography could not have began without Paypal Credit as I needed to get some equipment which as anyone will know could be very expensive. Luckily for me, I had access to Apypal Credit and was able to make my purchases. I ended up paying back within the required timescale as the camera without accruing any interests. Best deal i've ever done. I also had my credit limot increased and this has helped greatly in managing my business cashflow. Reviewed on: 30th May 2025

PayPal credit is an excellent option for paying for...

PayPal credit is an excellent option for paying for a purchase using installments, there is an excellent deal for 0% interest if purchased is paid within 4 months.. which is a longer monthly repayment option that most other payment plan competitors. I have enjoyed using PayPal credit and statments and the app is easy and straightforward to use, such as with making payments and checking balance. I've never had an issue using PayPal credit and it is really useful when you need to make a purchase big or small. There is also the security element to purchases, where you know your money and purchases are protected with PaPal. Reviewed on: 30th May 2025

Very easy to use.

Very easy to use. You simply select your credit options such as pay in 3, pay nothing for 4 months at 0% and even credit options for longer term for larger purchases. No waiting for approval. Reviewed on: 30th May 2025

Very easy to use and helpful customer service.

Very easy to use and helpful customer service. Reviewed on: 30th May 2025

Easy to use and convenient to spread the cost of pur...

Easy to use and convenient to spread the cost of purchasing Reviewed on: 30th May 2025

Yes it's good .

Yes it's good . But some time we face problems like we have good history of statements but we can't purchase. Reviewed on: 30th May 2025

PayPal keeps me safe online

PayPal keeps me informed regarding my account and regularly updates me. I feel totally safe using PayPal for my spending needs and always check that PayPal is an option offered Reviewed on: 30th May 2025

I love Pay Pal credit it gives me the opportunity to...

I love Pay Pal credit it gives me the opportunity to make large purchases and spread the cost over 4 months without incurring any interest. Reviewed on: 30th May 2025

Easy to understand

Was very easy to understand how everything works ,the credit,the repayments are affordable Reviewed on: 30th May 2025

It's handy in a pinch.

It's handy in a pinch. Or when you've had unexpected bills. Reviewed on: 30th May 2025

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