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PayPal: PayPal Credit reviews

4.91
Based on 50,648 reviews, last reviewed 13th Jun 2025
1828100% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been great overall, never had any issues! It’s been great overall, never had any issues! Reviewed on: 13th June 2025
Daniel M's avatar
Daniel M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50648)

Review of the PayPal, PayPal Credit:

Very good.

5
Very good. Had no issues and very efficient processing. Reviewed on: 1st June 2025

It’s been great overall, never had any issues!

5
It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Straightforward but slight inconsiderate

4
Straightforward and simple, only inconvenience when using PayPal to pay online is how slow it can be to connect PayPal. I do feel like this could be a lot quicker and smoother especially with Face ID and using the authentication app. Apart from this, no issues whatsoever with paypals service. Reviewed on: 13th June 2025

PayPal help me save money.

5
PayPal help me save money. Help me also to send money to my colleague and family. Reviewed on: 12th June 2025

Paypal credit

5
Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

5
Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

5
So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

5
The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

5
I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

Easy to use and safe

5
I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

5
Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

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