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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

I’ve found PayPal Credit really handy for spreading...

I’ve found PayPal Credit really handy for spreading the cost of bigger online purchases, especially with the 0% interest offer on anything over £99 if paid off in four months. It’s quick to set up and works seamlessly with my PayPal account, which makes checkout easy. That said, the interest rate is quite high if you don’t clear the balance in time, so it’s not ideal for long-term borrowing. I also think it’s a bit too easy to overspend when credit is just a click away. Reviewed on: 1st June 2025

I have used PayPal pay in 3 for aome time and i was...

I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 parcels delivered separately. I got 1 parcel and I did not get the other. I contacted the seller and they said they will send me the replacement and it never happened. I contacted PayPal disputes and the result was that I got that item and the case was closed and in favour to the seller. I contacted PayPal again to say I was not happy about this as I did not receive this parcel and asked them to ask the seller for the proof of delivery of which non was provided. Now I have to pay for a dress that I did not receive and my hard earned money gone just like that. I am so disgusted about this. Maud Reviewed on: 29th October 2025

Good start, but tell us a little more.

Good start, but tell us a little more. Reviewed on: 23rd October 2025

PayPal is great for quick payments and easy credit i...

PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Pay Pal Credit

Very simple to use, excellent product. Reviewed on: 24th July 2025

No regrets

Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Useful service, especially pay in 3.

Useful service, especially pay in 3. Easy and clear app to follow your account on the go. Reviewed on: 20th July 2025

Easy payment on pretty much every sitr

Easy payment on pretty much every sitr Reviewed on: 19th July 2025

just overall helpful.

just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Very straightforward customer experience

Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025

Pay pal has always been helpful and excellent

Pay pal has always been helpful and excellent Reviewed on: 14th July 2025

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