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Policy Expert : Home insurance reviews

Name: Home insurance
Rating: 4.76 (9136 reviews)

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4.76

Based on 9,136 reviews, last reviewed 16th Apr 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

14%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025

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About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Some bits great!

The renewal paperwork was well explained and had a good outline of the policy. The website was a little less helpful and I found it difficult to find out about the combined building/contents excess. It was probably not the easiest website to navigate? The phone call to customer services was very good and 'David' handled my questions well, and was well able to make the alterations to my policy that I required. I could have got a slightly cheaper policy via a comparison site but those policies did not meet my needs, and overall I felt that the Policy Expert support was good enough to stay with the company. Reviewed on: 13th August 2017

Perfect service

Absolutely brilliant Clear No hidden charges Super Reviewed on: 12th August 2017

Good customer service... Poor rules.

I've been with policy expert for a year now and have always found their customer service very good and generally been happy...however, I have recently found myself in the position where I needed to add an expensive piece of jewellery to my policy - I was shocked to find that it isn't possible and I would have to cancel the policy and start a new one. A lot of Hassle for one item. Added to the fact that the new policy was considerably more expensive than the one I had. So overall, not totally happy with the company . Reviewed on: 12th August 2017

Excellent cover at reasonable cost

Ticket all the boxes .full cover for good price compared to other companies Reviewed on: 12th August 2017

Great and easy customer experience!

For someone who is a first time home owner, finding companies to get insurance/set up bills with has been pretty daunting. I was beyond happy with my first experience with policy expert, they really explained everything for me and made me feel confident in my choices. I've just renewed my home insurance with them for this year also and wouldn't hesitate in recommending them to anyone else. Friendly and patient! Reviewed on: 12th August 2017

Excellent

Great customer service, called back exactly when said they would do no hanging around for a phone call, pleased with service Reviewed on: 12th August 2017

All you need for home insurance

All in one. Protect your home contens in a very good price. Quick apply . Recomended :) Reviewed on: 12th August 2017

Competitive Quote and really easy process

I have just booked home insurance through policy Expert. I did it all online and their quotes beat my current suppliers renewal quote. It was a really easy quote system and they included additional extras that most insurance companies were charging extra for. So far great experience. Reviewed on: 12th August 2017

Great service at a good price

The first year price was great, and on renewal the price was still very good even with a claim. Reviewed on: 11th August 2017

Insure me happy

I am absolutely overjoyed at the level of cover that has been offered for my building and contents insurance at an unbelievably competitive price which has not been touched by any other insurance company. I will definitely recommending friends and family contact policy expert Reviewed on: 11th August 2017

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