Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,633 reviews, last reviewed 28th Jan 2026
13800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

4

Good customer serice Good overall interest rates and clientrs kept up-to-date Reviewed on: 28th January 2026
Gillian G's avatar
Gillian G

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2633)

Review of the RCI Bank, Fixed Term Savings Account:

Always helpful and excellent products.

5
Always helpful and excellent products. Easy to open and clear information online. Reviewed on: 13th April 2025

Good customer serice

4
Good overall interest rates and clientrs kept up-to-date Reviewed on: 28th January 2026

Great saver had it 12 months now looking forward to...

5
Great saver had it 12 months now looking forward to seeing it mature Reviewed on: 28th January 2026

Content with the overall experience.

4
Content with the overall experience. Reviewed on: 28th January 2026

No Bells and Whistles - just good solid service.

5
Simple product range, prompt and polite response, and straight forward clear web and app technology. Been my star savings vehicle for past 3 years and just hope there are competitive rates at renewal. Reviewed on: 28th January 2026

Good experience

4
Have never given any cause for complaint easy to use no delays could always do with better interest rates Reviewed on: 28th January 2026

A modern bank with a very user friendly website.

5
Their online account is very easy to use and ehn rates are changing or an investment is coming to the end of a fixed peiod you rae given plenty of notice. It is then easy to instigate changes if necessary. Reviewed on: 28th January 2026

Great service as always from RCI

5
Great service as always from RCI Reviewed on: 28th January 2026

Best saving platform on the market

5
RCI platform is the best I have used, very straightforward & presentable. Reviewed on: 28th January 2026

Easy to join and manage account Fresh website Com...

5
Easy to join and manage account Fresh website Competitive rates Communication is clear and customer friendly Reviewed on: 28th January 2026

Very easy to deal with.

4
Very easy to deal with. Website is simple and clear to use with good links to everything you need. I have opened several accounts recently including easy access and a fixed term account. So far, everything has been hassle free Reviewed on: 28th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.87 from 7579 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.86 from 541 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.84 from 179 reviews
    RCI Bank
    View all products