Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.79 (1686 reviews)

View other RCI Bank products

4.86

Based on 1,686 reviews, last reviewed 8th Apr 2025

108200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

4

Easy manage online account and effective communication Easy manage online account and effective communication if help required. interest rate is higher than the banks in high street, but a little lower tha... Read more Reviewed on: 8th April 2025

Latest lowest rating:

1

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of addr... Read more Reviewed on: 28th March 2025

Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (1686)

Review of the RCI Bank, Fixed Term Savings Account:

miss leading information, FRAUD!

i found these bums via clear score, i was looking for an ISA which I thought I had found but in calling them to enquire about losing the 2.57% if i decide to close account to be then told its not an ISA ive signed upto, its a bond! none of the corresponding emails mentioned anything to do with bond account nor do they mention that upon depositing money to them. so fixed term is bond! they dont do ISA! FRAUDS! Reviewed on: 17th January 2023

Easy to open account. Good security

Easy to open account. User friendly site but reassuring security procedures. Prompt and efficient response. Offered very competitive and attractive savings rates. Reviewed on: 28th March 2025

Happy customer,

Happy customer, treated with respect and kindness in a professional manner Reviewed on: 28th March 2025

Good website

Everyone has been helpful. Website good to navigate Reviewed on: 28th March 2025

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY

They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of address change in September last year but I was a recipient of a letter from RCI BANK confirming my address change. What do you mean RCI? I fly on Tuesday. We've been at this 3 weeks and all your doing is moving the goal posts. Lastest delay being 5 days with me ending up calling in but you quick to tell me you couldnt open attachments. You have my visa..my registered rental contract. I want what was said to me on phone this morning regarding situation confirmed in writing but I was told by the advisor you can't send emails when on the phone. These frauds just to hold onto 5k and bit longer. I dont even want that echeap 2.7% on that 5k anymore. No manager available as always just hiding saying they in meetings. Reviewed on: 28th March 2025

Easy access to my account.

Easy access to my account. Good rates and good communication Reviewed on: 27th March 2025

Generally straightforward banking by on-line logging...

Generally straightforward banking by on-line logging in. Helpful and polite on the phone. Reviewed on: 27th March 2025

easy and very manageable access via internet

easy and very manageable access via internet Reviewed on: 27th March 2025

Easy application process

Easy application process and on line banking Reviewed on: 27th March 2025

Been with RCI for over a decade

Been with RCI for over a decade and have used several different products. So very happy to stay a while longer now. Reviewed on: 27th March 2025

No bombardment.

As I have a fixed intetedt bond ,I dont get bombarded with other offers. Reviewed on: 26th March 2025

Alternative products

Savings
from Dudley Building Society 4.88 from 3413 reviews
Savings accounts
from Tandem 4.80 from 43 reviews
Bonus Saving Account
from first direct 4.72 from 40 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub