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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to open, easy to access account online with.

Easy to open, easy to access account online with.good interest rates. Reviewed on: 29th January 2026

Stress free and Reassuring

The website is easy to navigate and I feel a great sense of security keeping my money with RCI. Reviewed on: 29th January 2026

Guaranteed Rate for Lump Sum

One of a very few banks where I can deposit a lump sum at a competitive interest rate and have guaranteed fixed rate which I use to pay towards a holiday. Reviewed on: 29th January 2026

The app is easy to use which I really value as I wan...

The app is easy to use which I really value as I want to be able to check my money at anytime. I would reccomend the app to a friend. Great service. Reviewed on: 29th January 2026

Great bank great service.

Great bank great service. Would recommend Reviewed on: 29th January 2026

Easy banking

I have been with the bank for a few years now. It was easy opening my first account and have always found it easy to renew as and when if I want to. Any changes to Terms, Conditions, closing time at Christmas for example and maturing instructions have always been received with adequate notice. Reviewed on: 29th January 2026

no fuse clarity

We always get a good response - no fuse clarity and strong online presentation Reviewed on: 29th January 2026

Advise is good, easy opening of account

Advise is good, easy opening of account Reviewed on: 29th January 2026

Easy, smooth and professional account setup

Easy, smooth and professional account setup Reviewed on: 29th January 2026

Easy yet secure access by Internet and Phone.

Easy yet secure access by Internet and Phone.Your response time to phone inquiries is better then most other banks. Reviewed on: 29th January 2026

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