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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3543 reviews)

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4.89

Based on 3,543 reviews, last reviewed 21st Mar 2026

99200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Fantastic Service & Highly Recommended I was recommended RCI Bank for my savings by a relative and have been incredibly impressed by the highly competitive interest rates and the ease of se... Read more Reviewed on: 21st March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3543)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Savings Rates.

Good savings rates and easy access to accounts. Reviewed on: 12th March 2025

First rate savings organisation.

I have had savings with RCI for a number of years and have found investments to have increased considerably in that time. Their customer services are second to none- hence I am most pleased that I moved savings to them. Reviewed on: 12th March 2025

Trouble Free

Transactions are simple and advice is courteous and helpful Reviewed on: 12th March 2025

very efficient call centre and you talk to a human.

very efficient call centre and you talk to a human. Reviewed on: 12th March 2025

Simply the best

Good communication and excellent service. simple set up for accounts. Reviewed on: 12th March 2025

Safe home for my savings.

Safe home for my savings. Very approachable customer service service. Reviewed on: 12th March 2025

Always no problems

Always very good interest rates and easy to view your accounts online Reviewed on: 12th March 2025

Professional call staff are key

I have chosen RCI Bank savings products for a good number of years as they provide a competitive rate of interest and are from a reputable bank. However, the key to my decision is whether or not the staff when contacted by phone pick up the call promptly and deal with a query in a professional, knowledgeable and friendly manner. I have always found RCI Bank staff to be so. Reviewed on: 12th March 2025

Easy to deal with online.

Easy to deal with online. Website clear. Reviewed on: 12th March 2025

Simple, competent and good interest rates

I have never had any difficulty in dealing with the rci bank online. Simple to negotiate the website, never had any problems and above average interest rates for savers. I'm a happy customer. Reviewed on: 12th March 2025

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