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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,017 reviews, last reviewed 6th Feb 2026
50200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use online informed as soon any transac... Very easy to use online informed as soon any transaction as done Reviewed on: 6th February 2026
Mrs Lorraine Howram 's avatar
Mrs Lorraine Howram

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3017)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good communication online eady to set up account

5
Good communication online eady to set up account Reviewed on: 3rd February 2026

They raised my interest rate when all others lowered...

5
They raised my interest rate when all others lowered theirs Reviewed on: 3rd February 2026

Friendly and informative.

5
Friendly and informative and keep you up to date. Reviewed on: 3rd February 2026

Time to look around before term ends

5
Good month's notice on term ending allowing time to shop around or start another fixed term savings account. Reviewed on: 3rd February 2026

Simple clear and easy to manage.

5
Simple clear and easy to manage. Excellent interest rates any app good. Reviewed on: 3rd February 2026

Good Banking Experience.

5
Good experience. easy to set up and when I had a query was answered clearly, staff very helpful. Reviewed on: 3rd February 2026

Had no issues with this company.

4
Had no issues with this company. Easy to open and deal with online. Reviewed on: 3rd February 2026

fixed rate savings account

5
I just have a fixed rate savings account and appreciate having the interest allocated monthly. It is very easy to check on the status of the account. Reviewed on: 3rd February 2026

Simple to use, excellent service and the best intere...

5
Simple to use, excellent service and the best interest rates Reviewed on: 3rd February 2026

Easy to use as able to have an app on my phone to sh...

5
Easy to use as able to have an app on my phone to show the amount and the interest I get Reviewed on: 3rd February 2026

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