Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

View other RCI Bank products

4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Interest!!!

Great online bank. We've got several fixed rate savings accounts, paying a very good rate of interest compared to other banks and your money is safe. I find the app and web site easy to navigate. Reviewed on: 2nd March 2022

Great Bank

Very good interest rates and an easy website important for online banking. Reviewed on: 2nd March 2022

Efficient & Friendly Service

Efficient and friendly banking service Reviewed on: 2nd March 2022

Excellent company

I have a number of accounts with RCI and the rate of interest is very good and the service is excellent. Reviewed on: 2nd March 2022

RCI Bank has been a great place for my savings, very efficient and no issues have arisen.

Very happy to have used RCI Bank and will recommend them in the future. Easy to use online. Reviewed on: 2nd March 2022

Medium term bonds

Appropriate professional service throughout. Reviewed on: 2nd March 2022

competitive interest rate

My account provides a competitive interest rate and is very easy to manage. Reviewed on: 2nd March 2022

Easy to deal with

Easy to deal with, questions answered promptly. Site easy to navigate, and you are always kept up-to-date with any changes etc. Additionally they also provide loyalty rates for existing customers which makes you feel valued and more than just a number. Reviewed on: 2nd March 2022

chosen for the best savings rate from a reliable bank with good online access

I did some research and RCI seemed to offer a good savings rate for a fixed term. It was easy to set up online and I felt assured that it was covered by FSCS. Reviewed on: 2nd March 2022

Friendly and efficient

I have found RCI bank to be fair and helpful. The online service means that they're available 24 hours avday Reviewed on: 2nd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Child Trust Fund
from OneFamily 2.57 from 13 reviews
Savings
from Hodge Bank 4.48 from 5 reviews
Savings
from Family Building Society 4.55 from 1268 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.89 from 10661 reviews
95 Day Notice Account
from RCI Bank 4.88 from 842 reviews
E-Volve Savings Notice Account
from RCI Bank 4.87 from 266 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub