Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

View other RCI Bank products

4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Highly recommended

Very easy bank to deal with. Excellent app. Reviewed on: 2nd March 2022

Market leading rates and friendly staff.

I have personally used RCI for a number of years and quite honestly would not change a thing, it's not all about rates it about overall customer service and in my experience I find RCI to be just superb. Reviewed on: 2nd March 2022

Dynamic bank

Never knew about RCI previously but so glad I did find them now. Reviewed on: 2nd March 2022

Brilliant

Trustworthy and great bank to be with Reviewed on: 2nd March 2022

RCI bank reliable good service .

Easy to open and operate the accounts.Interest rate average. Reviewed on: 23rd February 2022

Everything from the time of opening the account to the present has been easy and transparent

The two year fixed term was a good investment at the time. Obviously there was a lot of other similar choices but given the overall experience since I still feel I made the right decision to go with RCI Bank. Reviewed on: 22nd February 2022

Good rates and regular updates

I have had a positive experience of setting up my RCI account, receiving regular updates and am sure I would have good customer service if I ever needed it! Reviewed on: 13th February 2022

In good hands

Interest rate is okay better than some. Easy to use. Peace of mind for Length of bond. Reviewed on: 11th February 2022

Super recommend

Smooth sign up and user interface. Great interest rate! Reviewed on: 8th February 2022

Safe place for savings

Never had any problems or need to contact Reviewed on: 6th February 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Saver
from Santander 3.90 from 55 reviews
Savings
from Punjab National Bank 1.67 from 3 reviews
Savings
from My Community Bank 4.86 from 1782 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.89 from 10661 reviews
95 Day Notice Account
from RCI Bank 4.88 from 842 reviews
E-Volve Savings Notice Account
from RCI Bank 4.87 from 266 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub