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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Jargon free investing

Refreshingly free of company blurb/mission statements. Easy read financial offers without unnecessary distractions. Reviewed on: 18th January 2022

Competitive rates and user friendly

RCI bank continue to offer competitive rates in a challenging market, which some other financial institutions have failed to do. Opening an online account with RCI is quite straightforward with the website being intuitive and easily navigated. Reviewed on: 18th January 2022

excellant customer service

I get notified every time I make a deposit which I find very helpful also when I ever have to ring the people are so helpful and patience Reviewed on: 18th January 2022

Putting it simply, the RCI Bank is the most efficient and friendly bank I have every used. Well done you!

The RCI Bank Fixed Term Savings accounts I have used for many years have always returned highly competitive rates, and removed the worry about constantly researching the market. Reviewed on: 18th January 2022

Exceptional service

ALWAYS ABLE TO HELP WHEN I HAVE A QUERY.. KNOWAlGABLE and POLITE STAFF Reviewed on: 18th January 2022

Great Company - RCI

Have found RCI to be a very good choice for my savings. I'm not particularly 'tech' savvy. The RCI online site has presented me with no problems whatsoever. They are efficient, friendly, informative and offer a very good return, in the current climate. I would have no hesitation in reinvesting my savings with them, or recommending them to anybody else. Well done RCI. A breath of fresh air in this increasingly competitive, faceless market. Reviewed on: 18th January 2022

Excellent!

Great online fixed term savings account with a good rate of return. Reviewed on: 18th January 2022

Good interest rates and easy to use

Setting up the on line account was easy and with a comparable rate of interest it makes this a great option when considering your savings. Reviewed on: 18th January 2022

Easy to use, secure website

I have several RCI fixed bonds. Their website has good 2-factor security and is easy to use for both opening and checking status on savings. Their interest rates are very competitive and they communicate frequently. Reviewed on: 18th January 2022

Perfect

Fire and forget account......deposit the cash and sit back....nothing else to worry about here Reviewed on: 18th January 2022

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