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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

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4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Very good service

My experience with RCI has been very good. They were very good when I had to deal with them from my hospital bed. Reviewed on: 18th January 2022

Great & reliable

I have been with them for a few years now & have found them to be a very reliable & competitive bank Reviewed on: 18th January 2022

Competative rates and easy to open

The interest rates are regularly reviewed and are increased before other UK companies and higher rates are retained for longer periods. All accounts are easy to open with simple easy to understand terms. Reviewed on: 18th January 2022

RCI delivers what it says it will do

RCI is a well run bank with an excellent record and a focused strategy on customer needs. Reviewed on: 18th January 2022

Top performer

I have used RCI many times and I have never been disappointed. They consistently outperform competitors with their interest rates and excellent customer service. Well done RCI. Reviewed on: 18th January 2022

A great online bank with great rates

I love using RCI. I have never had any access issues but am confident it is a very secure online service. I have benefitted significantly from their very competitive interest rates in the past. Reviewed on: 18th January 2022

Easy to open account.

Very straightforward banking. Easy access to fixed term saving account. Reviewed on: 18th January 2022

Best around

Looked for somewhere for savings and RCI came out out top. Reviewed on: 18th January 2022

Simply good interest rates

I feel my savings are secure in a no frills good return account. Reviewed on: 18th January 2022

HASSLE-FREE BOND

My 5 year investment with RCI has been free of any issues. Interest has been paid promptly and communication with the bank has been efficient. Recommended. Reviewed on: 18th January 2022

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