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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

I've been a customer of RCI bank's for several years...

I've been a customer of RCI bank's for several years and always found the staff helpful, knowledgeable and courteous, finding solutions promptly. Their products are competitive and straightforward - no hidden quirks or unpleasant surprises - with a little reward for fixed bond loyalty. Reviewed on: 12th April 2025

very good customer service and easy websites

very good customer service and easy websites Reviewed on: 12th April 2025

Easy to bank, great interest rates.

Easy to open both a savings and fixed savings account. Some issue with transferring money initially which was quickly sorted by the team. Reviewed on: 12th April 2025

Very easy to set up the savings account and easy...

Very easy to set up the savings account and easy to use Reviewed on: 12th April 2025

Long Standing Customer

Having been a customer for a few years I have found that RCI Bank have been very courteous and professional with my account and would recommend anyone to invest with them. Reviewed on: 12th April 2025

Great interest rates

Very happy with customer service and products. Reviewed on: 12th April 2025

Competitive rate and easy application

Competitive rate and easy application Reviewed on: 11th April 2025

Staff always very friendly and helpful

Staff always very friendly and helpful nothing is too much trouble. Reviewed on: 11th April 2025

Straightforward.

Straightforward web site for application for accounts. Keeps updating as appropriate. Decent interest rates. Have a relatively unusual 4 year savings account. Reviewed on: 11th April 2025

A quick process to open.

Simple to set up and manage a 1 year fixed rate savings account , a very good rate. All in all an easy, smooth process. Reviewed on: 11th April 2025

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