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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Competitive long term savings accounts had some whic...

5
Competitive long term savings accounts had some which have matured and some maturing over the next few years. Reviewed on: 2nd February 2026

.......................................................

5
Nothing to tell, it's good. Reviewed on: 2nd February 2026

RCI Number 1

5
The bank provides reliably excellent service and very good rates. A strees-free experience. Would recommend to others. Reviewed on: 2nd February 2026

A very happy experience.

5
Easy website to use; everything went smoothly and quickly; good value. Reviewed on: 2nd February 2026

Account is easy to manage.

5
Account is easy to manage. Good customer experience. Reviewed on: 2nd February 2026

Ease of access and navigation of website is very str...

5
Ease of access and navigation of website is very straightforward and steps signposted clearly to enhance customer experience Reviewed on: 2nd February 2026

RCI BANK are everything I could wish for in a Bank.

5
RCI BANK always seem to offer a good competitive rate of interest. Their website is very easy to understand and operate - even for me! Plus every member of staf that I have spoken to have always been very knowledgeable, helpful and friendly. And they answer the phone quickly which is always a bonus. They are everything I could wish for in a Bank. Reviewed on: 2nd February 2026

Excellent bank to deal with very easy to set up onli...

5
Excellent bank to deal with very easy to set up online and app is really good. Reviewed on: 2nd February 2026

On-line banking made easy!

5
RCIs app based accounts are simple to follow, great FAQs and provide for simple straightforward banking. Customer service is outstanding with swift responses to all questions raised. Reviewed on: 2nd February 2026

Excellent bank service - does what is says!

5
always very helpful. site is always available and working. easy to use Reviewed on: 2nd February 2026

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