Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

View other RCI Bank products

4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to open and use accounts.

Easy to open and use accounts. Competitive products with leading interest rates Reviewed on: 11th April 2025

Great banking

Good rates easy access to your money and very helpful services when I had too phone they are all so very helpful Reviewed on: 11th April 2025

Great online service competitive rates

Great online service competitive rates Reviewed on: 11th April 2025

I can’t rate customer care other than neutral becaus...

I can’t rate customer care other than neutral because I completed everything online and had no need to speak to anyone. The online application is easy as is the procedure for the transfer of funds. They offered a good interest rate for the fixed term I wanted. Hopefully at the end of the term I will be able to reinvest or remove monies just as easily. Email communication thus far has been good and on point. Reviewed on: 11th April 2025

RCI Bank Experience

Very Satisfied and pleased with service. Reviewed on: 11th April 2025

Excellent rates and brilliant customer service.

Excellent rates and brilliant customer service. Easy to use online. Reviewed on: 10th April 2025

Just what I expect from a bank good rates along with...

Just what I expect from a bank good rates along with friendly customer service. Reviewed on: 10th April 2025

Great Online Investment Banking

I've been with RCI for a number of years and have never had an issue with the service. The communications are always on point. Interest rate are comptetive. I would recommend to anyone. Reviewed on: 10th April 2025

Easy to open account.

Easy to open account. Good rates. communication easy to understand . Reviewed on: 10th April 2025

It’s my first time dealing with RCI Bank, and follow...

It’s my first time dealing with RCI Bank, and following my experience with high street banks, i’ve found the a breath of fresh air, so much more friendly and welcoming in all aspects, from the point of opening the account to precise help when i needed to ask for information regarding the way the account mostly worked for my requirements. Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Saver Account
from first direct 4.84 from 140 reviews
Savings
from Enterprise Credit Union 4.97 from 969 reviews
Savings
from Family Building Society 4.55 from 1249 reviews

Want to see more from RCI Bank?

95 Day Notice Account
from RCI Bank 4.88 from 678 reviews
Freedom Savings Account
from RCI Bank 4.88 from 9018 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub