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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,151 reviews, last reviewed 10th Apr 2025
150400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

RCI experience and value for money I've found the RCI online banking app easy to navigate and the bank offered me a competitive rate Reviewed on: 10th April 2025
Margaret Kelly's avatar
Margaret Kelly

Latest lowest rating:

2

I could not pay into my savings account, hence it co... I could not pay into my savings account, hence it could not grow. No explanation given Reviewed on: 8th April 2025
Tom's avatar
Tom

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2151)

Review of the RCI Bank, Fixed Term Savings Account:

Efficient online savings account

4
Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022

RCI experience and value for money

5
I've found the RCI online banking app easy to navigate and the bank offered me a competitive rate Reviewed on: 10th April 2025

Excellent interest rates for loyal customers

5
Excellent interest rates for loyal customers Reviewed on: 10th April 2025

Easy to use even for us older folk!

5
Great rates on our fixed term savings account. Easy to open, security checks thorough and customer service quick to answer call and questions Reviewed on: 10th April 2025

Exemplary Service

5
I wanted a Savings Bond that paid interest into my Current Account annually - RCI was one of the very few that offered such a Bond, Application was very straightforward, and any questions I had were quickly and courteously answered via the Online "chat" facility. Very impressed with generous Interest Rate, too. This is exactly how online banking should be done! Reviewed on: 10th April 2025

1st class, always ready to answer any query u may...

5
1st class, always ready to answer any query u may have Reviewed on: 10th April 2025

RCI Bank Performance

4
All very straightforward and simple. RCI does what it says on the tin Reviewed on: 10th April 2025

Dealings with RCI Bank have been fuss free - just as...

5
Dealings with RCI Bank have been fuss free - just as I like it Reviewed on: 10th April 2025

Very competitive interest rates

5
The interest rates on both Freedom savings and fixed savings are very competitive and I’ve found that all enquiries are dealt with very quickly. Reviewed on: 10th April 2025

Very east to deal with and their website is simple t...

5
Very east to deal with and their website is simple to use. Reviewed on: 10th April 2025

Good rates and customer response times.

5
Good rates and customer response times. Reviewed on: 10th April 2025

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