Write a review

Go to business site

Saga: Home insurance reviews

Name: Home insurance
Rating: 4.8 (2709 reviews)

View other Saga products

4.69

Based on 2,709 reviews, last reviewed 17th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

WEB SITE EXTREMLY EASY TO USE. WEB SITE EXTREMLY EASY TO USE. GOT THE RIGHT COVER FOR ME WITHOUT COSTING A FORTUNE. GREAT VALUE FOR MONEY. LOW OR NO EXCESS ON MY POLICY, COULD CHOO... Read more Reviewed on: 14th October 2025

Latest lowest rating:

1

82 year old neighbour left in the lurch Our elderly neighbour had a major kitchen floor yesterday late afternoon. It was impossible to speak to anyone at saga. We had to stop the leak and sp... Read more Reviewed on: 17th February 2026

Read all reviews Write a review

About this product

Saga provide home insurance policies that can cover buildings only, contents only or both combined.

Saga offers two levels of cover, Saga Plus and Saga Select. With Saga Plus, you can expect to pay the same price for 3 years if there are no changes, even after most types of claim. If you cancel during the year, you won't be charged a cancellation fee.

Saga home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Review Saga: Home insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Saga Home insurance reviews (2709)

Unjustified increase in premium

Renewal premium more than double. Rang and said I have just one question. The call handler clearly knew what I was about to say. Could not give me and reasonable answer about such a massive increase. Found it cheaper elsewhere BUT the real joke was that they used the same insurer as Saga! This was for landlord insurance and early this year Saga did the same with my car renewal! Reviewed on: 26th October 2023

Day three of Home Emergency and still not fixed.

My kitchen sink was blocked and I phoned Saga Home Emergency. I got through to the number listed but was then put on hold for ages to report problem. Within six hours a plumber arrived, but despite working on the sink for 3 hours, he could not resolve the problem. Day 2: hearing nothing from Saga, phoned, 45 mns wait to speak to someone. They said they would send plumber back and asked me to hold on whilst they checked something. Call cut off. I phoned back three hours later: 54 mns on hold. Told earlier call not logged. Then that as original plumber had sought extra payment, and had not quoted for follow up they had to wait for that to be done. I made a formal complaint. Day 3: Nothing until 4 p.m. when I got a text telling me my case had been resolved. Now on hold trying to speak to an actual person. Result: Stress and frustration. If SAGA cannot perform this basic emergency service, why are they offering it? Reviewed on: 25th October 2023

Incompetent

Horrendous increase + 3 times increase. Customer service - polite but less than helpful. I paid outright but they still set up a renewed DD. ( fuming). Cancelled. But dubious they have implemented the cancellation! I do NOT recommend Saga! Reviewed on: 18th October 2023

Massively overpriced

Renewal 64% increase to £1200 . ‘Compare the market’ had several quotes of around £200 for similar cover levels. Customer for 13 years and have clearly allowed myself to be ripped off by not changing insurer Reviewed on: 14th October 2023

Appalling service

We had a burst pipe in the roof space 15 December 2022. We told driers needed before any repair work. . No driers installed until 15 March. No plasterers or decorators were able to come until 25 May, after that it 6 weeks before light fittings replaced. Arranged to get carpet quote ourselves and saga to reimburse us 15 July. Work all finished August. Total of 50 phone calls, numerous emails, many unreturned phone calls. Had a letter of apology from Saga for long delay, and overall lack of communication. Was sent a bouquet of flowers plus £350 compensation. However had still to pay total of £550 excess and renewal of insurance had gone up £100. Haven't a good thing to say about my dealings with Saga house insurance. Reviewed on: 11th October 2023

Cover laid out easy to read

Good cover easily laid out,full cover shown Reviewed on: 11th October 2023

Home Emergency Cover waste of time

When my father reached out after my mother passed away regarding a ‘home emergency’ he was told erm erm erm this isn’t covered! Then when asked if I could speak to a supervisor, the telephone went dead after 29minutes, very convenient! Let me suggest to Saga ‘customer service advisers’ should be able to in the very least provide customer service. Training in empathy and how to articulate themselves should be on the agenda also. Absolutely disgraceful, I expected so much more. Reviewed on: 4th October 2023

Rip off

Been with Saga for years, latest renewal comes in at £98.43 from £40 something. Even on Confused comparison site they quote me £44. Emailed them but no response so gone to Admiral for £45.48 Reviewed on: 25th September 2023

They never answer the telephone

We had a problem in the house Liking water from one radiator or a pipe in our room. My husband was calling then The telephone call was interrupted. Call again , they never answer the telephone He was waiting long time . We have the carpet wet and my husband ulledcthe carpet to see it. We had a disaster our sleeping room waiting today to call again. It is very frustrating . I don't recommend Saga to anybody. Reviewed on: 14th September 2023

Ramped up price then offered to see if they could do it cheaper when I challenged them

Got a renewal notice for home insurance. Not made any claim at all but price had gone up by over 65% I rang to challenge and the call handler offered to run through another quote to see if it would be cheaper. I said thanks but no as didn't appreciate the attempt to ramp thee price on an auto renewal then offer a new quote when challenged. Seem to have forgotten that trust in insurance contracts works both ways Reviewed on: 13th September 2023

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home Insurance
from NatWest 2.85 from 37 reviews
Landlord Insurance
from UKinsuranceNET 0.00 from 0 reviews
Home insurance
from 1st Central 0.00 from 0 reviews

Want to see more from Saga?

Stocks and shares ISA
from Saga 5.00 from 1 reviews
Life insurance (discontinued)
from Saga 5.00 from 5 reviews
Van Insurance (discontinued)
from Saga 5.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub