Write a review

Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.2 (1237 reviews)

View other Santander products

4.16

Based on 1,237 reviews, last reviewed 1st Mar 2025

500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

4

Better than the Edge for my circumstances I went from a current account with no benefits to this one. I would always get around £20-30 back in interest and cashback which always more than cove... Read more Reviewed on: 1st March 2025

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024

Read all reviews See your review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1237)

Review of the Santander, 123 Current Account (discontinued):

Junior 123 Account

A great trust account for kids under 16. Fantastic tax free interest with a £2000 limit. See the money build on each monthly statement. Reviewed on: 29th March 2017

Not a save bank! Lost a lot of money because of them!

Some time ago, I had Open Bank block my account there because suspicious debits were being attempted. A week after the account was blocked, Open Bank still allowed a large debit to go through from a fraudulent company. Unfortunately, there has been no compensation or apology to date. Never again open or Santander! Reviewed on: 17th September 2024

Average service - better out there

Average service - better out there Reviewed on: 4th September 2024

Great Bank

One of the few banks that offer an account with a low minimum pay in each month, I have banked with them for over 40 years and never had a problem, their staff are always polite and helpful too. Unlike many others they also have a lot of high street branches too. Reviewed on: 24th August 2024

Wouldn't swap!

I have had the account for a few years now. I get interest on my account (unusual for a current account) and get paid for certain direct debits. They always seem to be ahead of the game in increasing the interest rather than waiting, like a lot of other companies. Reviewed on: 23rd August 2024

I've had an account for several years now and it is...

I've had an account for several years now and it is very easy to use online and on the app and anytime I've had to contact customer service they have been great with me. I'd recommend Santander to anyone. Reviewed on: 23rd August 2024

No issues Santander

No issues at all since opening account Reviewed on: 23rd August 2024

Terrific Bank

Cash back on utilities, interest on current account, low monthly account charge and fantastic customer service at branches and by phone. It’s also the only bank I’ve found that gives all the aforementioned benefits and whereby you only have to pay in a minimum monthly amount of £500. I also love Santander Boosts. I cannot fault ANYTHING about this bank Reviewed on: 23rd August 2024

Warm and friendly caring have recommended to friends...

Warm and friendly caring have recommended to friends and family Reviewed on: 14th June 2024

Easy to use, free, mostly no fuss.

Easy to use, free, mostly no fuss. Reviewed on: 13th June 2024

I love love love online mobile banking

I love love love online mobile banking Reviewed on: 9th June 2024

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Choice Current Account
from Danske Bank UK 4.14 from 20 reviews
Classic Plus Account
from TSB 3.86 from 165 reviews
Reward Current Account
from Halifax 4.40 from 194 reviews

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub