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Santander: Mortgage reviews

2.77
Based on 170 reviews, last reviewed 16th Jan 2025
100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
35%
See only 4 star reviews
13%
See only 3 star reviews
2%
See only 2 star reviews
3%
See only 1 star reviews
47%

Latest highest rating:

5

Easy to apply for mortgage and to renew (have 25 yea... Easy to apply for mortgage and to renew (have 25 years term) good rates and help customer services assistants. Can also change deal set up once in pla... Read more Reviewed on: 14th January 2025
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Sue s

Latest lowest rating:

1

BEYOND USLESS WOULD ADVISE TO BEWARE OF THIS BANK AFTER ABSOLUTE HELLISH EXPERIENCE.WAITING FOR A (SAR) FOR 3 YEARS.INSTEAD RECIEVED NOTHING BUT MISTRUTHS AND INCOM... Read more Reviewed on: 16th January 2025
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About this product

Santander is a bank that offers a range of financial services, including savings, credit cards, insurance and mortgages. Santander has a variety of mortgage products to suit your needs and preferences. Make sure you’re confident with the terms, conditions and interest rate of a mortgage deal before applying. If you’re unsure, consult the lender or an independent advisor.

Your home is likely the largest purchase you’ll ever make, so finding the right lender and mortgage is important. At Smart Money People, we collect Santander mortgage reviews from genuine customers.

Find out which mortgage product customers have taken out and how satisfied they’ve been so far. Learn more about the application process and how supportive Santander was throughout. Find out whether existing customers would recommend Santander and its mortgage products to family and friends. All of this and more can be found in our Santander mortgage reviews.

Perhaps you’re already a Santander mortgage customer? Share your honest experience with others on Smart Money People. Tell us why you chose Santander as your lender and which mortgage deal you chose. Don’t forget to include some details about the application process: did Santander help you clearly understand everything? Has the lender kept you up to date with any key mortgage news or changes? What has your experience with the customer service team been like? Whether good or bad, write a Santander mortgage review today. Together, we can help people like you make better decisions.

Santander Mortgage reviews (170)

Review of the Santander, Mortgage:

I would give it to 0 if I could.

1
I would give it to 0 if I could. The experience is extremely awful, they are not professional at all. THEY DO NOT BOTHER TO CHECK YOR DOCUMENT AND JUST KEPT BOUNCING BACK AND SAID YOUR DOCUMENT IS NOT acceptable! Their employees do not even know how to check sharecode, just inform client and stated that the share code isn't working. Reviewed on: 6th November 2024

Continuing to request documents after documents after documents... Never ending!!

2
I am currently applying online for a mortage... Request for documents are never ending!! We both work full time and in good jobs... All the usual documents were sent and we get a message telling us they have all the info they require.. Yet... They then come back asking for more!!! Each time we send them what they ask for and the same happens again!!! It's happened 3 times now and if they don't get their ars into gear we will loose this property! Very poor company... We should have gone elsewhere! Reviewed on: 16th July 2020

AVOID AT ALL COSTS!

1
We have been loyal Santander mortgage customers for 10 years and came to move and port our fixed rate mortgage to our new house, only to have Santander tell us after 8 weeks of providing them with various documents etc, and at the point of needing to exchange contracts, that they wouldn't in fact port the mortgage and we'd have to pay them a £14,000 penalty or find a different house to move to. Absolutely disgusting treatment. Don't consider them at all. We have since gone to Barclays who have issued a Mortgage Offer on our new house at a better rate than Santander in SIX WORKING DAYS! Well done Barclays Reviewed on: 1st July 2020

Came up trumps!

5
Rescued us (by issuing a mortgage offer) just before Covid-19 lockdown, we are now the proud owners of an equestrian property. Thank you so much Santander! Reviewed on: 17th June 2020

No option of payment holidays or defer payments while crono virus crisis

1
I got Santander mortgage for number years never bothered to change it but now the bad time is here because of Crono virus . I requested for payment holidays or defer the payments but they refused to give any payment holidays . I Will never choose Santander mortgage or any other Santander product again . Reviewed on: 16th March 2020

great product,

5
A fair deal, all detail online & on app. great way to manage your mortgage Reviewed on: 11th January 2020

I found them to be very easy and straightforward would use them again and would recomend to others

4
As a customer I found they supported me and made the process very easy, I wasn't too happy with their free legals but this is not down to them so overall I was fairly satisfied. Reviewed on: 13th December 2019

Best Mortgage Ever

5
Mortgage rate of 0.49% above the base rate, never been able to beat this for the last 15 years. Reviewed on: 22nd November 2019

Underwriting process is terrible when they have to pay to broker

1
I wouldn't suggest any one to go with this bank for first time buyers. You will found yourself in a hell and on the top if you applied through broker, these people will put you in a terrible situation where you will be ending up with nothing but just losing credit history and time. So i will suggest you not to use this bank especially if you are a first time buyer. Reviewed on: 4th November 2019

mortgage with Santander

1
application starting on the 2nd of October,still waiting for approval, they seem to be behind witch I feel it's not professional.i do not recommend using them for a mortgage. Reviewed on: 31st October 2019

Going through Prostate Cancer They decided on a Repossession Order for very little Money lots of equity.Heartless

1
Decided on a repossession order whilst I am going Through cancer.My Home worth at worse value £1.2 million I owe a Little over £200k Heartless Reviewed on: 31st October 2019

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