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Scottish Building Society: Mortgages reviews

4.64
Based on 344 reviews, last reviewed 20th Jan 2025
60% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
76%
See only 4 star reviews
17%
See only 3 star reviews
4%
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2%
See only 1 star reviews
1%

Latest highest rating:

5

So grateful for this company We applied at the wrong time of year really, but this is the only company willing to look at us for us, and not just a tick box. Extremely grateful to... Read more Reviewed on: 20th January 2025
Joanne C's avatar
Joanne C

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (344)

Review of the Scottish Building Society, Mortgages:

Old school service but in the best way.

5
Old school service but in the best way. Personal touch and friendly customer service. Reviewed on: 28th December 2024

First Class

5
From start to completion this we thought was an excellent service. All communication either by phone or post was first class. Reviewed on: 27th August 2024

Home remortgaged

5
this was the best way to take money from our house with a mortgage.we pay monthly interest & our house doesnt decrease in value Reviewed on: 23rd August 2024

Speedy communication, thoroughness of approach and a...

5
Speedy communication, thoroughness of approach and asssesment, coupled with reliability and transparency make SBS an excellent Company to deal with. Hats off especially to Lesley in their Inverness branch. Thoroughly recommend.. Reviewed on: 15th August 2024

Easy and stress free

5
Easy to speak to and not difficult, only issue is that a product fee was due was informed this could be added to the loan amount but it was not but this was not communicated to me at the start, had to pay it myself which was no issue but then I was not given details on how to do this so ended up having to ring which was a little time consuming Reviewed on: 7th August 2024

Very easy to deal with

5
First time I had dealt with the Scottish Building Society and everything went so smooth with no hassle at all. Anytime I had to phone them the staff were very friendly and helpful. Reviewed on: 2nd August 2024

From start to completion we were very pleased with t...

5
From start to completion we were very pleased with the service received, it was quick and easy and we were sent all documentation which answered any questions we had. we would definitely recommend Scottish Building Society. Reviewed on: 26th July 2024

SBS experience

5
Only one snag along the way but the whole process was really good and went very smoothly. Going with SBS was a good decision and I would definitely recommend their services to anyone in a similar position. Reviewed on: 22nd July 2024

Best rate available,honoured the initial interest ra...

4
Best rate available,honoured the initial interest rate after rates rises Reviewed on: 9th July 2024

Simple and relatively quick.

4
Simple and relatively quick. Got us sorted easy enough, and interest rate was okay. Reviewed on: 5th July 2024

Information clear with excellent explanations.

5
Information clear with excellent explanations. Helpful staff, very easy to deal with and very quick service. Reviewed on: 28th June 2024

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