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StepChange: Debt advice reviews

4.95
Based on 16,790 reviews, last reviewed 17th May 2026
99750% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Stepchange are alway helpfull, they are always happy... Stepchange are alway helpfull, they are always happy to sort out your issues Reviewed on: 17th May 2026
Tony R's avatar
Tony R

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16790)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

StepChange for better changes

5
StepChange have helped me out of a very depressing hole. The whole experience dealing with them has been fantastic and their staff are always compassionate and incredibly helpful. Reviewed on: 15th May 2024

Everyone was so helpful and understanding

5
Everyone was so helpful and understanding Reviewed on: 15th May 2024

Sunshine on a rainy day.

5
When I felt I was in the depths of financial despair, I was advised to contact Step Change. From the first phone call to them, I was reassured that everything would be alright. I was helped to form a payment plan that was agreeable to all parties concerned. I had to complete regular budget planners throughout my plan, which kept my disposable income realistic. The customer service received by Step Change was amazing all the way through. There was no judgement on my financial situation, and they really did help me to turn everything around. Reviewed on: 15th May 2024

The only issue is that when I started my caseload wi...

5
The only issue is that when I started my caseload with step change...I was advised that I could stop paying all together after 5 years...unfortunately that wasn't the case Reviewed on: 15th May 2024

Helped me so much as I was so depressed about all my...

5
Helped me so much as I was so depressed about all my financial situation, being a single parent to a small child and having bills after bills was getting me down so much, until I asked Stepchange for help. Reviewed on: 15th May 2024

Very understanding and caring team

5
Very understanding and caring team Reviewed on: 15th May 2024

Brillant

5
They have been wonderful, very understanding, kind and helpful Reviewed on: 15th May 2024

I reccomended step change regularly in my day to day...

5
I reccomended step change regularly in my day to day life but also in my professional role. They are free and super easy to use. Reviewed on: 15th May 2024

Very efficient

5
Very friendly staff. Very helpful. Not judgemental. Very efficient. Have never had any problems since being with them Reviewed on: 15th May 2024

Step change advice!

5
I found myself in unmanageable debt and felt like I had nowhere to turn. I found step change who provided free, independent and invaluable support and advice. This was quick and efficient, they contacted debtors on my behalf and acted as a conduit with expertise that I simply don't have. I am now close to being debt free and placing this part of my life behind me Reviewed on: 15th May 2024