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Suffolk Building Society, formerly Ipswich Building Society: Mortgages reviews

4.61
Based on 121 reviews, last reviewed 17th Dec 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Excellent service I had exacting buyers and consequently I had to make various changes to my own mortgage requirements. Stephen was very patient and helpful and made su... Read more Reviewed on: 17th December 2025
Lynda Garbow's avatar
Lynda Garbow

Latest lowest rating:

1

If they had a zero stars If they had a zero stars, I would happily award it to Suffolk Building Society I’ve been a customer of Suffolk for a number of years and was recently... Read more Reviewed on: 10th September 2025
Simon 's avatar
Simon

About this product

Buying a home is an exciting time in anyone’s life, but finding the right mortgage product can be daunting. We collect Suffolk Building Society mortgage reviews to help you make an informed decision when choosing a mortgage lender.

Suffolk Building Society is an independent mutual building society, offering a range of mortgage products. Always be confident with the terms, conditions and interest rates of a product. Consult the lender or an independent advisor if you need help understanding your options.

If you’re considering a mortgage with Suffolk Building Society, check out the reviews on Smart Money People. Read genuine experiences to gain valuable insight into the lender. Find out which mortgage products customers have taken out and how satisfied they have been throughout the term. Learn more about Suffolk Building Society’s customer service and the benefits you can receive as a member. All of this and more can be found in our Suffolk Building Society mortgage reviews.

Did Suffolk Building Society help you purchase your dream home? Share your experience with others by writing an honest Suffolk Building Society mortgage review. Tell us about the application process: did the Society support you throughout it? Did you find the application easy to understand? Has the Society kept you up to date with any important mortgage news or changes? Would you recommend Suffolk Building Society to family and friends? Write a review today. Together, we can help people like you make better financial decisions.

Suffolk Building Society, formerly Ipswich Building Society Mortgages reviews (121)

Review of the Suffolk Building Society, formerly Ipswich Building Society, Mortgages:

Lots of issues with lending services who dont appear...

3
Lots of issues with lending services who dont appear to read documents completely. Excellent service and support from Stephen Lye. Reviewed on: 21st May 2025
Reply from Suffolk Building Society, formerly Ipswich Building Society Thank you John for your review on our mortgage service. We'll pass on your feedback and praise for Stephen. Best wishes. Response date: 22nd May 2025
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Suffolk Building Society, formerly Ipswich Building Society

Outstanding mortgage service.

5
This was the most positive experience we have ever had in dealing with mortgages, banks and building societies. Suffolk Building Society was respectful, friendly, supportive and efficient. Their mortgage executive, Stephen Lye, in particular, was super professional and a magnificent communicator. We have been matched with a product that best suits our needs and has ensured we can stay in our house for the rest of our lives, should we want to. Reviewed on: 7th June 2025
Reply from Suffolk Building Society, formerly Ipswich Building Society Hi. That’s very kind of you! We’ve shared your feedback with Stephen and it’s made their day! Response date: 15th July 2025
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Suffolk Building Society, formerly Ipswich Building Society

Outstanding customer service throughout!

5
I had an exceptional customer experience with Stephen as my mortgage adviser. From the very beginning of the application process, they provided clear, thorough explanations and made sure I understood every step. Nothing was ever too much trouble—they were always patient, professional, and genuinely committed to helping me find the best mortgage option. Their outstanding customer service made what could have been a stressful process feel smooth and straightforward. I highly recommend Suffolk Building Society to anyone looking for expert advice and top-quality support. Reviewed on: 1st May 2025

Incompetent, frustrating and time-wasters

1
Utterly incompetent. Took 2 months to event get our re-mortgage application processed (costing time, and money) and then every single thing we put was scrutinised and questioned - even though nothing had changed since the last time we applied for a mortgage! We gave up in the end as they wanted us to spend event MORE money getting a solicitor involved. Totally unnecessary. Reviewed on: 13th March 2025
Reply from Suffolk Building Society, formerly Ipswich Building Society Hi Clare, thanks for taking the time to leave a review. We’re sorry that our remortgage service has not met your expectations. If you’d like to have a discussion with someone offline, please email [email protected]. Response date: 25th March 2025
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Suffolk Building Society, formerly Ipswich Building Society

Lynmede Mortgage - Stephen Lye

5
From a personal customer service perspective Suffolk Building Society are excellent. I would like to personally thank Stephen Lye for his excellent customer service and attentive nature in which he progressed what he could at pace. A true asset to the business, thank you. Reviewed on: 24th February 2025

Wonderful customer services.

5
Wonderful customer services. Helpful and professional when called, very understanding and caring. Nothing is too much trouble to explain. Excellent service on every call. Excellent products too. Reviewed on: 17th February 2025

Re Joe Gregory in the Mortgage Sales Team

5
I contacted Joe Gregory in the Mortgage Sales Team at various stages of applying for a product switch, and every time I called I found Joe very helpful in explaining things and very informative and straightforward in answering my questions. He was also extremely patient in dealing with my lack of IT skills and helping me through the various processes. I would recommend him to anyone who wanted help with a mortgage-related enquiry. Reviewed on: 10th February 2025

Suffolk Building Society - Simply.the Best

5
I.was.informed that.my current product was nearing completion. I subsequently spoke to.a mortgage specialist adviser (Maria) who was exceedingly helpful, extremely pleasant and I have to.add that with Maria's excellent knowledge.of product availability and professional guidance, I am 100% delighted.that.i have chosen a new.product specific to my requirements. Reviewed on: 21st January 2025

Additional borrowing. Excellent mortgage consultant.

5
We needed to borrow some additional money to finish the self-build that had been completed using a Suffolk/ Ipswich self-build loan. Stephen (Lye) was our consultant, and did a first class, thoroughly professional job in taking us through the process, and explaining every stage comprehensively. Stephen was a credit to the company, and thoroughly recommended. Thanks, and congratulations. Reviewed on: 20th December 2024

Excellent advice on taking out an additional advance.

5
Very good advice on taking out an additional advance on our Suffolk Mortgage. The Advisor (EW) explained everything clearly and helped us come to a decision re how to proceed. He was much more knowledgeable than other bank or building society advisers I have dealt with before. Reviewed on: 3rd December 2024
Reply from Suffolk Building Society, formerly Ipswich Building Society That’s lovely to hear – Thank you! Everyone’s circumstances are different, so it’s great to know our advisors are giving you what you need. We look forward to hearing from you again soon! Response date: 4th December 2024
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Suffolk Building Society, formerly Ipswich Building Society

Great delivery

5
A really quick, helpful response to my enquiry about extending my mortgage and this has been my uniform experience of Suffolk BS. Reviewed on: 28th November 2024
Reply from Suffolk Building Society, formerly Ipswich Building Society That’s so nice to hear – Thank you! Everyone’s got their own individual circumstances, so it’s great to hear we’re doing it well. Response date: 29th November 2024
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Suffolk Building Society, formerly Ipswich Building Society

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