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Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Good credit card

4
Vanquis have been fair to me, making an early payment on the statement balances is not possible which is annoying, only additional payment but the same amount on the direct debit would be taken regardless, otherwise they are good Reviewed on: 8th February 2023

Excellent

5
No issues throughout my use of Vanquis. Excellent service altogether Reviewed on: 23rd May 2023

Easy quick

5
Easy quick decusion. I happybto use vanquis Reviewed on: 23rd May 2023

Excellent

5
Excellent good to deal with in all areas Reviewed on: 23rd May 2023

Excellent company, excellent service

5
Having a account with vanquis is helped me some much during very difficult times. They gave me a chance and I'm forever grateful. Thank you Vanquis Reviewed on: 23rd May 2023

Card payment

5
They remind you that your parents are due and when they are due this is very useful so you don't miss any payments Reviewed on: 23rd May 2023

Excellent customer service

5
Alway very helpful on the phone even though I’ve only ever had to phone once and everything has always been excellent. Reviewed on: 23rd May 2023

Good rate when you quickly need extra

5
Easy to apply, quick and been provided with good APR. Reviewed on: 23rd May 2023

Credit card

5
First credit card got with bad credit score, thank you Reviewed on: 23rd May 2023

Upfront

5
No hidden charges and the App is really easy to use and customer service I've found to be very good Reviewed on: 23rd May 2023

important help to my finances

5
Mega helped for my unforeseen events very good card and very good personal support Reviewed on: 23rd May 2023

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