Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

View other Vanquis products

4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

Read all reviews See your review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Great to build up your credit if used correctly,

Fab non judgemental company and yes whilst interest rates are super high, if used correctly you can build up your credit score. Reviewed on: 1st October 2017

Great card

Vanquis have helped me improve my credit rating when other companies would offer me no credit. The website is easy to use and they're very transparent. Reviewed on: 8th May 2019

Very good company

Easy to use app to keep on top of finances. Text alerts of balance, when payments are due and if over limit. Very good customer service agents also. Reviewed on: 17th April 2019

Good service

Been with vanquis for several years very happy with their service Reviewed on: 15th April 2019

Great customer service

Despite high interest rates, as long as you keep within your limit they are actually a good company and helpful if you need to contact them. Reviewed on: 10th June 2018

Good

Great little card, gave me a card even though I had a bad credit rating. It is now helping me build up my crdit rating, which I am thankful for. Their online banking website is really good and easy to use too. Reviewed on: 30th May 2018

Clear, open, easy to understand and fair.

Because I'd lived in Europe for 16 years, I had a low credit score in the UK. Vanquis were the only company who would give me a credit card. I feel that although their fees and interest are high to cover their risk, they have always been very open about what they charge and how the card works. They've also been very pro-active in helping me to build my credit score. I now have an excellent rating, mostly because Vanquis made it easy to manage my card. Reviewed on: 27th April 2018

Excellent

No fuss one quick phone call and all done , card sent quickly too Reviewed on: 26th April 2018

Good entry level Credit Card

Vanquis offer a good entry level credit card to help people build or even re-build their credit ratings. Reviewed on: 9th April 2018

reliable but costly intrest if not paid on time

easy to apply and give temporary code if you need cash straight away but costly interest if your late repaying Reviewed on: 4th April 2018

Great

This company has helped me improve my credit history after I couldn't get credit anywhere else due to some mistakes I made in the past. They have easy payment options and send a couple pf reminders so I know exactly where I stand. Reviewed on: 9th January 2018

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.13 from 8 reviews
Instant pay
from Incredible 5.00 from 28 reviews
American Express Credit Card
from American Express 3.15 from 101 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub