Smart Money People Logo

Vernon Building Society: Mortgages reviews

4.90
Based on 549 reviews, last reviewed 19th Jan 2026
224% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely outstanding Absolutely outstanding from start to finish. The Vernon Building Society operates at a different altitude to the rest of the market. From first conta... Read more Reviewed on: 19th January 2026
Colin A's avatar
Colin A

Latest lowest rating:

1

Pre-historic Need to write letters with more empathy. Reviewed on: 19th March 2024
Verified Member's avatar
Verified Member

About this product

Vernon Building Society provide a range of mortgages.

You can apply for a Vernon Building Society mortgage in branch by booking an appointment with a Mortgage Advisor, or you can apply over the phone.

Vernon Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Vernon Building Society before, you can also leave a review and share your experience.

Vernon Building Society Mortgages reviews (549)

Review of the Vernon Building Society, Mortgages:

Loyalty

5
Would have liked to have been offered this deal in my first letter about remortgage Reviewed on: 3rd September 2018

Extremely good customer service.

5
Extremely good customer service. Reviewed on: 13th January 2026

Great Service

5
Excellent service provided by Vernon's with very competitive mortgage rates Reviewed on: 13th January 2026

They are prepared to look at you as an individual.

5
They are prepared to look at you as an individual. When your affairs are different this is really needed and so unusual in todays world where you are force into a box. Reviewed on: 13th January 2026

In branch service review

5
We feel that our test interests were catered for us in a timely and helpful way. Reviewed on: 22nd December 2025

Pleased to have chosen Vernon for our new BTL venture

4
Very good start to the process with Jack Mottershead very responsive and supportive. Pretty smooth all through with questions answered quickly by the support team too. Negatives: some of the requirements seemed biased towards a retail mortgage rather than a commercial BTL loan, so to me were strange, as if one-size-fits-all on paperwork. I'm disappointed that you can't choose to set the monthly mortgage payment to a higher 'static' amount and pay off principal on a drip-feed basis: appreciate you can make £1k minimum, but i prefer to accelerate repayment by starting low and eating into loan principal monthly so the repayment amount starts to increase by pennies but on a compound basis.. Lower rate would have been nice: had a lower rate option (even allowing for fees over a fixed term basis) but decided to stay with Vernon given customer support in the early stages and kept fingers crossed that nothing went wrong laterly... luckily it didn't. Reviewed on: 9th December 2025

Professional and open

5
At our older age, my wife and I were delighted to receive our re-mortgage offer, which has allowed us to send our granddaughter to university. An investment in more ways than one! When I needed to contact Vernon on the telephone, my call was answered promptly and in a very pleasant and welcoming manner. Reviewed on: 8th December 2025

Very good communication always on hand and money in...

5
Very good communication always on hand and money in and completed on time Reviewed on: 8th December 2025

Smooth application with good communication

5
Smooth application with good communication throughout the application process. Reviewed on: 8th December 2025

Solicitors dim as a Toc H Lamp!

4
Solicitors dim as a Toc H Lamp! We weren't in a hurry but they really took their time. Reviewed on: 8th December 2025

Great service ran very smoothly would advise any bod...

5
Great service ran very smoothly would advise any body to choose them Reviewed on: 8th December 2025

Do you have a different Vernon Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vernon Building Society?

    View all products