Smart Money People Logo

Zopa: Car Finance reviews

4.85
Based on 777 reviews, last reviewed 25th Apr 2025
611% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Was looking for a car found it very easy to sort fin... Was looking for a car found it very easy to sort finance so could pick a car from anywhere Reviewed on: 25th April 2025
Ant's avatar
Ant

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (777)

Review of the Zopa, Car Finance:

My application was seamless and it went through with...

5
My application was seamless and it went through without a hitch Reviewed on: 17th January 2025

Good service

5
Good easy to deal with very quickly paid out Reviewed on: 23rd April 2025

I am happy with the service.

5
I am happy with the service. It's really fantastic. Reviewed on: 23rd April 2025

Zoos keep me on the tracks very good to help with my...

5
Zoos keep me on the tracks very good to help with my money management Reviewed on: 23rd April 2025

Just love Zopa app

5
Just love Zopa app , savings banking and finance all in one place Reviewed on: 23rd April 2025

I was having a very low credit rating and needed a c...

5
I was having a very low credit rating and needed a car badly due to my family situation and Zopa came through for me after so many rejections Reviewed on: 23rd April 2025

Very helpful in my process with car finance also my...

5
Very helpful in my process with car finance also my credit card Reviewed on: 23rd April 2025

Best company I’ve ever been with you pay money in it...

5
Best company I’ve ever been with you pay money in it’s done within hours got a loan money in within hours absolutely best company by far and really had not heard about them but would highly recommend them thanks Zopa Reviewed on: 22nd April 2025

When I had my poor credit history history, Zopa was...

5
When I had my poor credit history history, Zopa was the first bank offered me the car finance Reviewed on: 22nd April 2025

Great app, easy to understand and follow great to ha...

5
Great app, easy to understand and follow great to have all my zopa accounts 1 app Reviewed on: 22nd April 2025

Great rates, Friendly and competent staff

5
Great rates, Friendly and competent staff Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products