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Zopa: Credit Card reviews

4.93
Based on 36,676 reviews, last reviewed 8th Mar 2025
202500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The application process was clear and the card easy... The application process was clear and the card easy to use and understand Reviewed on: 8th March 2025
Jasmine's avatar
Jasmine

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36676)

Review of the Zopa, Credit Card:

A reliable helping hand

5
Would like to see a lower interest rate! But it has proved a godsend in difficult times,especially recently with my.dog being ill. Reviewed on: 21st January 2025

The application process was clear and the card easy...

5
The application process was clear and the card easy to use and understand Reviewed on: 8th March 2025

Straight forward to use and friendly staff

5
Straight forward to use and friendly staff Reviewed on: 8th March 2025

Very good app.

5
Very good app. Good credit limit for me. Easy to make additional payments and I do that often. I have no problem recommending this product. It’s good all round and very easy to use Reviewed on: 8th March 2025

Easy to use,flexible,as card is accepted on many sho...

5
Easy to use,flexible,as card is accepted on many shopping websites and other banks too.Flexible payments to pay back balances. Reviewed on: 7th March 2025

Best thing I ever did was getting a card

5
Best thing I ever did was getting a card Reviewed on: 7th March 2025

Credit card

5
Very good excellent response great card Reviewed on: 7th March 2025

Easy process and accepted with poor credit rating

5
Having a poor credit rating I thought it would be near impossible to gain a personal loan or a credit card. Zopa bank accepted me with both. They are very ethical because it wasn’t until I’d completed my loan that they then offered the credit card. I’d recommend them to anyone having difficulties getting credit. The process of application is very easy and stress free. Reviewed on: 7th March 2025

strait forward

5
strait forward and simple to use Reviewed on: 7th March 2025

Excellent fast service.

5
Excellent fast service easy to navigate and stay in control. Reviewed on: 7th March 2025

Zopa is a good card for shopping.

5
Zopa is a good card for shopping. Easy to transfer money. Its shows money in a second. Reviewed on: 7th March 2025

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