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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41957 reviews)

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4.93

Based on 41,957 reviews, last reviewed 22nd Jan 2026

82750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Everything you need and want including an easy app t... Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41957)

Review of the Zopa, Credit card:

Good

A very helpful card that I would recommend to others. Reviewed on: 16th April 2021

Everything you need and want including an easy app t...

Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

I’m with Zopa over a year and I’m happy with their c...

I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

It is the best credit card in the world

It is the best credit card in the world Reviewed on: 21st January 2026

Very informative and excellent service.

Very informative on opening an account. Receive regular appropriate communication. I would highly recommend Zopa. Reviewed on: 21st January 2026

Very understanding and app very easy to use

Very understanding and app very easy to use Reviewed on: 21st January 2026

Easy to apply easy to use app

Easy to apply easy to use app great service Reviewed on: 21st January 2026

Always helpful.

Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026

all good thank you and very helpful about all my...

all good thank you and very helpful about all my needs Reviewed on: 21st January 2026

The rates are very competitive, the app is very easy...

The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Building my credit score

I have this credit card to help build my credit score and i'm very happy as this has had a massive impact. Reviewed on: 20th January 2026

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