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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41826 reviews)

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4.93

Based on 41,826 reviews, last reviewed 16th Jan 2026

76450% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Accepted me when no other would. Accepted me when no other would. When I lost my card, it was easy to freeze and then order a new one in the app. Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41826)

Review of the Zopa, Credit card:

Simply the best

Love the card, gives you live information on your spending. Payments are immediately credited to your card rather than waiting two working days. Brilliant. Reviewed on: 22nd February 2023

Accepted me when no other would.

Accepted me when no other would. When I lost my card, it was easy to freeze and then order a new one in the app. Reviewed on: 16th January 2026

Just been there I needed credit

Just been there when I needed credit Reviewed on: 16th January 2026

I’ve been with Zopa for a couple of years now and I’...

I’ve been with Zopa for a couple of years now and I’m a happy customer. Reviewed on: 16th January 2026

Zoos credit card

Fantastic credit card so simple and easy to use great starting credit limit was very impressed Reviewed on: 16th January 2026

Fast response rate, reliable, informative.

Fast response rate, reliable, informative. Reviewed on: 16th January 2026

A simple and easy process and the app makes keeping...

A simple and easy process and the app makes keeping an eye on you spending so much easier Reviewed on: 16th January 2026

Never had an issue they keep me updated on any incre...

Never had an issue they keep me updated on any increases and any changes to my direct debit plan .Inform me of any rewards that they offer over a great service Reviewed on: 16th January 2026

Zopa, good job

I can do everything I need online without any problems Reviewed on: 16th January 2026

Helpful bank no extra charges many times I used limit.

Helpful bank no extra charges many times I used limit. Reviewed on: 16th January 2026

Excellent all round the perfect credit card and app

Excellent all round the perfect credit card and app Reviewed on: 16th January 2026

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