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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41698 reviews)

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4.93

Based on 41,698 reviews, last reviewed 15th Jan 2026

70200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and Easy.. Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41698)

Review of the Zopa, Credit card:

Fabulous Service

Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

The Zopa card is very good but there is one drawback...

The Zopa card is very good but there is one drawback - it cannot be added to Apple Pay. Reviewed on: 15th January 2026

Simply a great experience

Hadn’t used customer services so top score was based on the whole infrastructure that Zopa have. All credit card providers should follow their lead as the set up was flawless and the app is so simple and intuitive Reviewed on: 15th January 2026

Makes life easy

Zopa was the first credit card provider which marked me eligible for credit and now my credit score is sky high. Reviewed on: 15th January 2026

Everything always is the best and has very clever de...

Everything always is the best and has very clever decisions Reviewed on: 15th January 2026

Happy with Zopa

Have not had any problems with Zopa at all. Reviewed on: 15th January 2026

friendly advice when asking for help

understand your needs friendly advice when asking for help Reviewed on: 15th January 2026

Very helpful and handy card to have

Very helpful and handy card to have Reviewed on: 15th January 2026

Very easy application good interest rates friendly h...

Very easy application good interest rates friendly helpful customer support Reviewed on: 15th January 2026

Really good credit card, excellent customer service,...

Really good credit card, excellent customer service, and kept well informed, about your account, with tips and suggestions to get the best of your credit card Reviewed on: 15th January 2026

Zopa card

Brilliant easy to use card. Can’t fault this service. Reviewed on: 15th January 2026

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