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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use good customer experience

Easy to use good customer experience Reviewed on: 15th January 2025

Brilliant

Brilliant company customer service always goes above and beyond Reviewed on: 15th January 2025

Great customer service, interest rates not always th...

Great customer service, interest rates not always the best but as been great for helping me build my credit score up Reviewed on: 15th January 2025

Never any issues with the card to customer service

Never any issues with the card to customer service Reviewed on: 15th January 2025

Very good, very fast money on the account

Very good, very fast money on the account Reviewed on: 15th January 2025

Zopa has been a great card to have and I have never...

Zopa has been a great card to have and I have never had any issues with their service and their recommendations, reminders and promps have been very useful I would highly recommend Reviewed on: 15th January 2025

My Experience with Zopa Credit Card A Great Product

The Zopa credit card is excellent and easy to use, with great customer service. The interest rates are low, and payments to the card can be made easily, reflecting almost instantly. It's a great product. Reviewed on: 15th January 2025

Zopa credit card Excellent

I took this Zopa credit card last month, My credit score is not great, but they gave to me with with starting with £ 250 credit limit, i hope they will increase my limit in the future! It was very simple process , within three days I got my card in the post excellent customer service as well! I will recommend Zopa credit card to you. Thank you Reviewed on: 15th January 2025

Zopa experience

Easy and stress freevto deal with Reviewed on: 15th January 2025

So easy to deal with, Simple

So easy to deal with and easy to navigate the website Reviewed on: 15th January 2025

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