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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and reliable.

Quick and reliable. always answers message if you have any problems. Reviewed on: 15th January 2025

The app is very user friendly and easy to navigate.

The app is very user friendly and easy to navigate. Customer service is excellent and offers are a great help Reviewed on: 15th January 2025

When I compared it with other credit cards, I realiz...

When I compared it with other credit cards, I realized that Zopa is really better. Reviewed on: 15th January 2025

The card improved my credit rating..

I have had no problems using the card. I obtained one originally to improve my credit rating and it has worked. I would recommend it to everyone. Reviewed on: 15th January 2025

Quick making payments on the app and excellent service

Quick making payments on the app and excellent service Reviewed on: 15th January 2025

Very happy with service no problems

Very happy with service no problems Reviewed on: 15th January 2025

Great card

Super credit card, easy to apply and nice customer service Reviewed on: 15th January 2025

Great experience with Zopa would recommend

Great experience with Zopa would recommend Reviewed on: 15th January 2025

Excellent service very quick and easy

Excellent service very quick and easy Reviewed on: 15th January 2025

Happy customer

Easy and quick application, easy and useful mobile app to keep up to date with balance and payments. Would highly recommend to family and friends. Great overall. Reviewed on: 15th January 2025

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