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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant service so far and the ease of use of the...

Brilliant service so far and the ease of use of the mobile app is refreshing, always keeping customers u to date with what’s new or changes in the service Reviewed on: 15th January 2025

When you pay on your card it goes straight on to you...

When you pay on your card it goes straight on to your balance,so you know we're you are financially .Other cards take up to two days to show you've paid ,which makes it harder to judge your spending Reviewed on: 15th January 2025

Very efficient in all they do!

Very efficient in all they do! Highly recommend Reviewed on: 15th January 2025

I have found Zopa easy and efficient

I have found Zopa easy and efficient Reviewed on: 15th January 2025

Wasn't sure i would be accepted.

Wasn't sure i would be accepted. They gave me a chance and i have been able to improve my credit rating. Reviewed on: 15th January 2025

Very good experience would definitely recommend.

Very good experience would definitely recommend. Reviewed on: 15th January 2025

Fantastic products everything is easy and convenient...

Fantastic products everything is easy and convenient to use Reviewed on: 15th January 2025

Very good and very nice easy for using

Very good and very nice easy for using Reviewed on: 15th January 2025

Started me off with a decent limit

Started me off with a decent limit Reviewed on: 15th January 2025

Good service,intuitive app,no hidden costs.

Good service,intuitive app,no hidden costs.it is as it says it is. Reviewed on: 15th January 2025

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