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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

From application through to actually receiving my ca...

From application through to actually receiving my card, the whole process was easy,. Information was understandable and made sense. App very easy and comfortable to you use. Only been a customer for a few weeks and already feel valued Reviewed on: 15th January 2025

Excellent

Very easy company to deal with and great app which is very quick and easy to use, responsible lender not just increasing your limit as quickly as others do forcing you into more debt. Choice of cards and loans cover anyone's need for extra cash when needed. Reviewed on: 15th January 2025

I absolutely love my zopa card!

I absolutely love my zopa card! One of the best providers I've experienced, customer service is amazing, interesting rates are great and don't rip your eys out like over providers, I have also already recommended themselves to family and friends Reviewed on: 15th January 2025

Great Credit Card company

I always have good communication with Zopa. Their assistance is invaluable. It's there when I need it. Reviewed on: 15th January 2025

Since iv had the card it's helpful me out in a lot o...

Since iv had the card it's helpful me out in a lot ov ways and the best on the market at the minute love you all at zopa thank you very much for all your help me out james Reviewed on: 15th January 2025

Top card

Great service recommend to anyone Reviewed on: 15th January 2025

EThe appasy to use the app on your phone

Easy to use the app on your phone Reviewed on: 15th January 2025

Easy to use app, friendly service staff good overall...

Easy to use app, friendly service staff good overall value. Informative texts kept up to date regularly Reviewed on: 15th January 2025

Brilliant

Overall great service really excellent very helpful Reviewed on: 15th January 2025

Has had no problems Money taken out on time and mone...

Has had no problems Money taken out on time and money is there for when I need it Reviewed on: 15th January 2025

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