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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very friendly and so easy to talk to as well...

Very friendly and so easy to talk to as well Reviewed on: 15th January 2025

It's great, I'm using it, it's very nice.

It's great, I'm using it, it's very nice. Reviewed on: 15th January 2025

Great credit card Great

Great credit card Great customer service Reviewed on: 15th January 2025

a shot in the dark that saved my life

Was a shot in the dark when I applied but was accepted and never looked back. Have been amazing and very helpful Reviewed on: 15th January 2025

Best company iv ever been with nothing too much trou...

Best company iv ever been with nothing too much trouble Reviewed on: 15th January 2025

Easy to apply and very easy to use

Easy to apply and very easy to use. Great card by a great company. Highly recommend. Reviewed on: 15th January 2025

Zapa is good credit company and it help me alot...

Zapa is good credit company and it help me alot Reviewed on: 15th January 2025

Good.. i reverse new card

Good. But still no refund. Some body used my .card. please refund! £29.99.Please refund. Thanks Reviewed on: 15th January 2025

Very helpful if an emergency great app easy to under...

Very helpful if an emergency great app easy to understand good communication Reviewed on: 15th January 2025

Nothing to tell I only use appspp

Nothing to tell I only use spp to talk with agent Reviewed on: 15th January 2025

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