Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

John Manchester

Easy to you app, customer communication Excellent. Reviewed on: 15th January 2025

Very easy to use and helpful.

Very easy to use and helpful. The app is very aesthetic and they offer good rates on loans and credit cards. Would recommend for all my friends and family Reviewed on: 15th January 2025

I find the app really easy to use and have had no is...

I find the app really easy to use and have had no issues Reviewed on: 15th January 2025

Easy to apply for, quick to be delivered the respons...

Easy to apply for, quick to be delivered the response was really fast. Reviewed on: 15th January 2025

No issues easy to use and control good app

No issues easy to use and control good app Reviewed on: 15th January 2025

Always good with zopa, good in there service

Always good with zopa, good in there service Reviewed on: 15th January 2025

Very good customer service and rates, easy access to...

Very good customer service and rates, easy access to the app Reviewed on: 15th January 2025

Good credit control,

Good credit control, not pushing extra spending power on you . Affordable Reviewed on: 15th January 2025

So easy, So Quick and SOOOO Helpful!

Everything is so easy on the app - And its clear how and when payments will be - the Snooze feature is amazing if it doesn't align to when pay day is or money comes in late! love it Reviewed on: 15th January 2025

PAS_First_Review

Easy to use, no hassle, easy ways to pay. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 3.52 from 8 reviews
Overpay
from Incredible 4.19 from 5 reviews
123 credit card (discontinued)
from Santander 4.17 from 162 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub