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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very reliable and it's the place for banking

Very reliable and it's the place for banking Reviewed on: 15th January 2025

Friendly use app, instant transactions.

Friendly use app, instant transactions. Great experience Reviewed on: 15th January 2025

Zopa has helped me get back on my feet and increase...

Zopa has helped me get back on my feet and increase my credit score , no hassle no stress and everything on the app that works perfect. Reviewed on: 15th January 2025

No problems.

No problems. Easy to use. Simple App easy to understand. Reviewed on: 15th January 2025

Excellent experience with this company would definit...

Excellent experience with this company would definitely recommend this to my friends and family easy application process and very quick decision with application process and receiving card Reviewed on: 15th January 2025

New customer

Really easy to use and manage.Easy set up and quick turnaround. Reviewed on: 15th January 2025

I find out about Zopa bank in a very difficult situa...

I find out about Zopa bank in a very difficult situation and with them I have resolved a financial situation. I m grateful to them and I strongly recommend them to anyone that is in financial difficulties Reviewed on: 15th January 2025

Zopa is so reliable and easy to use, helps put money...

Zopa is so reliable and easy to use, helps put money worries aside by helping with budgets Reviewed on: 15th January 2025

velmi dobre a spokojnyvelmi dobre a spokojny

velmi dobre a spokojnyvelmi dobre a spokojny Reviewed on: 15th January 2025

Very quick approval and easy to used it!

Very quick approval and easy to used it! Reviewed on: 15th January 2025

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