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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect credit card

Very easy and fast application. Easy to use app so control at your fingertips. Reviewed on: 15th January 2025

Excellent it was a good experience

Excellent it was a good experience Reviewed on: 15th January 2025

Easy to apply and very efficient

Easy to apply and very efficient Reviewed on: 15th January 2025

When I needed help the most

I had an amazing experience with Zopa! When I needed the help the most, they were there for me. The application was straight forward, and questions asked was relevant to my lending. I've referred Zopa to many of my friends. All I have to say is a big thank you. Reviewed on: 15th January 2025

Excellent service for the start,

Excellent service for the start, Reviewed on: 15th January 2025

I love this card I can spend what l like and pay as...

I love this card I can spend what l like and pay as and went I have the money Reviewed on: 15th January 2025

Always helpful staff, app is good, never any problems

Always helpful staff, app is good, never any problems Reviewed on: 15th January 2025

It’s always there to support you

It’s always there to support you Reviewed on: 15th January 2025

Very easy to understand and excellent service

Very easy to understand and excellent service Reviewed on: 15th January 2025

Great card , easy access to app , fab guidance if ne...

Great card , easy access to app , fab guidance if needed Reviewed on: 15th January 2025

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