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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good rates and easy to use app.

Very good rates, easy to use app. Reviewed on: 15th January 2025

Excellent card

Easy application friendly reminders so you never miss a payment Reviewed on: 15th January 2025

Gave me a chance when no one else would.

Gave me a chance when no one else would. Reviewed on: 15th January 2025

Easy and useful

The cards app is very straight forward to use and regular notifications to help you along the way on insights to build your credit score Reviewed on: 15th January 2025

Good communication and quick decision

Good communication and quick decision Reviewed on: 15th January 2025

Good company

No problems at all - easy to apply and the app is very straightforward to use. Reviewed on: 15th January 2025

Easy forms to feel ,fast to release funds

Easy forms to feel ,fast to release funds Reviewed on: 15th January 2025

Just have no hassle with Zopa,,,,easy to deal with a...

Just have no hassle with Zopa,,,,easy to deal with and give good information about repayments. Reviewed on: 15th January 2025

Excellent product and service .

Excellent product and service . Would highly recommend and appreciate the support from this provider Reviewed on: 15th January 2025

Zopa are a very good at what they do,if you have a p...

Zopa are a very good at what they do,if you have a problem they will help you not like other companies who provide credit cards or banking,I would recommend Zopa to anyone very good service. Reviewed on: 15th January 2025

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